Posts Tagged ‘Affordable Care Act

21
Sep
14

Self-Employed? ObamaCare Has You Covered

b6dda8dc58534ac8b7cee4cedbf24000_ACA TW Jason FB

****

Jason: Affordable Care For The Self-Employed

The day I finally got affordable health insurance, I practically ran through the streets yelling the good news. I wanted everyone in Atlanta to know that I was covered. Up until that moment, having insurance had been a constant uphill battle. My struggle to find affordable care began in 2012. I underwent an MRI and the results showed an anomaly in my brain. Following the procedure, I went through a bunch of tests to determine whether it was malignant. Thankfully, doctors assured me that it was benign, and I thought the worst was over. But the MRI results began to follow me. Health insurance companies didn’t care that it was benign—they used it as a reason to deny me coverage.

That’s why I signed up for health insurance through the new marketplace as soon as I possibly could, not only for my peace of mind, but for the good of my business. I chose a gold plan with a $2,500 deductible. It was an incredible feeling that, months later, still hasn’t gone away. I feel like being self-employed no longer means having to fend for myself. Since I got affordable care, my business has grown. I’ve been able to use the savings on my health insurance to hire part-time analysts and assistants to help. As a self-employed person, I feel like I’m finally on a level playing field with my friends who work at large companies with good health care plans.

More here

****

09
Sep
14

ObamaCare: Still Standing Strong

Bw7kW4HCcAArq27.png-large

****

Paul Krugman: Obamacare Life Spiral

Imagine taking a time machine back to 2010 and telling Republicans in Congress, who were arguing that the CBO was wildly underestimating Obamacare’s cost, that the law would be cheaper than predicted and, at least in the states that accepted its Medicaid dollars, cover more people than the Congressional Budget Office thought. After the laughing and mocking and the calling of security, let’s say you offered this prediction in the form a of a bet. What odds do you think Obamacare’s critics would have offered? 2:1? 5:1? 10:1? But you don’t have to go back to 2010. Look at John Cochrane in late 2013, taking it for granted that Obamacare would implode in a death spiral within a few months. Look at The Hill just four months ago, telling us that double-digit premium hikes were coming.

One question we might ask here is, why is the news so good? The answer, I’d suggest — although I hope the real experts will weigh in — is that we’re actually seeing the opposite of a death spiral; call it a life spiral. For one thing, the huge surge in enrollments late in the day meant that the risk pool this year is better than insurers expected, and they now expect 2015 to be better still. Also, importantly, big enrollments mean that more insurers are entering the market, increasing competition. And, of course, the better the deal the more people will sign up: success feeds success.

More here

****

****

Kaiser Family Foundation: Premiums Set To Decline Slightly For Benchmark ACA Marketplace Insurance Plans In 2015

An early look at the cost of health insurance in 16 major cities finds that average premiums for the benchmark silver plan – the one upon which federal financial help under the Affordable Care Act to consumers is based – will decrease slightly in 2015. The new study from the Kaiser Family Foundation analyzes premiums in the largest cities in 15 states and the District of Columbia where information from rate filings is available. Premiums for the second-lowest cost silver plan for individuals

will fall by an average of 0.8 percent from current levels in these cities when open enrollment begins on Nov. 15, according to the study. The analysis finds that the premium for the second-lowest-cost silver plan is decreasing in 7 of the 16 areas studied – but also that changes in average premiums will vary considerably across areas. At least two insurers will offer coverage through the marketplaces in the major city in each of the 15 states studied and D.C. Most areas will have five or more insurers, and three will have 10 or more.

More here

****

****

03
Sep
14

ObamaCare Has Your Back Even While Changing Jobs

BoVgdiFCUAEZ_7I.png-large

****

Amy Lynn Smith: Changing Jobs? Obamacare Has Got You Covered No Matter What

The Affordable Care Act gives everyone the freedom to change jobs without worrying about finding affordable insurance, even outside the open enrollment period. When Maria changed from a job that provided health insurance to one that didn’t, she wasn’t worried for a moment about getting covered — even though she has a pre-existing condition. That’s because she knew she could get insurance through the Affordable Care Act (ACA) no matter what. “I didn’t go a single day without coverage because I knew what my new salary would be,” she says.

“I could sign up immediately using the estimator tool based on what my income would be to qualify for a tax credit. I didn’t have to wait for my new job to start, which was awesome.” About eight years ago, she was in a job she hated but couldn’t leave because health insurance was out of reach financially. The best she could do with a pre-existing condition was a catastrophic plan for $75 a month that “covered almost nothing” with a $10,000 deductible. She stayed in that job for a year and a half, a choice she wasn’t forced to make this time.

More here

****

Bv_TxA7CAAA2MIn.png-large

29
Aug
14

ObamaCare Means No Longer Living With Perpetual Pain

obamacare-bumper-sticker2

****

57andfemale

A simple observation:

I got my bone density test today. I have had serious hip and back pain for over a dozen years. Because I am one of 20% of adult asthmatics who cannot take any NSAID’s, I live in perpetual pain. Self-employed, no insurance until ACA.

I got a bone density test today – no co-pay. Because PBO made even the most basic insurance affordable AND comprehensive.

I’m seeing a chiropractor as well as regular doctors. I need some x-rays so we know how aggressive we can be with exercise and PT. If I need cartillage-building or bone-building therapy, I have insurance. thank you, PBO and Dem’s.

All I want is to be able to run up and down the stairs to do laundry. To clean my house. To have a weekend where I can clean my sewing room, throw fabric in boxes, and feel alive the next day.

I am closer to that because of ACA. Thank you POTUS. Thank you, Nancy Pelosi.

Now let’s sustain this progress and keep the Senate and take back the House.

****

29
Aug
14

Rise and Shine

On This Day: President Barack Obama hugs Vicki Kennedy as he touches the coffin of her husband, Senator Edward Kennedy during his funeral at Our Lady of Perpetual Help Basilica in Boston, Aug. 29, 2009. (Official White House Photo by Chuck Kennedy)

****

Today (all times Eastern)

11:30: Press Briefing by Josh Earnest

12:30: President Obama departs the White House

1:55: Arrives Westchester County, New York

2:40: Attends a DNC fundraiser, private residence, New Rochelle, New York

4:35: Attends a DNC fundraiser, private residence, Purchase, New York

5:20: Departs Westchester

6:10: Arrives Warwick, Rhode Island

7:35: Delivers remarks at a fundraiser for House Democrats; private residence, Newport, Rhode Island

8:50: Departs Rhode Island for DC

 ****

President Obama talks with staff during a meeting in the Oval Office, Aug. 28, 2014 (Photo by Pete Souza)

****

Steve Benen: Obama crafting plan for ISIS threat in Syria

For good or ill, President Obama sometimes offers candid, shorthand assessments without much regard for how they’ll be perceived by the political world – or how easily the comments might be taken out of context. From a distance, I get the sense he just doesn’t care what offhand phrase might send the Beltway into a tizzy and generate a half-dozen Politico items. After nearly six years on the job, Obama just seems to have bigger things on his mind.

But those of us who regularly swim in these waters – and who’ve internalized Republican talking points to the point at which we can visualize Fox News segments before they even air – tend to see the pointless uproars coming.

More here

****

****

BBC: What is Putin’s Ukraine strategy?

Alarm is growing in Kiev and the West over Russia’s role in eastern Ukraine. But what is Russian President Vladimir Putin trying to achieve?

The indications are clear that Russia is being more confident and less discreet about the presence of its troops and equipment in eastern Ukraine.

As well as sightings of Russian tanks, and reports of Russian paratroopers not only captured by Ukraine but also killed “while carrying out their duties”, statements by separatist leaders have changed too.

After months of calling for assistance from Russia, separatist leaders now say that they can “do without outside help”. All this could indicate that Russian planners felt the military situation of Russian-backed separatists was severe enough to need more direct assistance.

Equally, it could be that Russia is simply less concerned at this stage about discretion and deniability.

More here

****

Was I the last person on planet earth to see this splendiferous suit? I was? Okay. And am I the last person on earth to learn that the media didn’t listen to a single word he said, they were too busy commenting on the suit? I am? Okay……

****

****

TPM: Obama Did A Huge Thing For Workers, Now States Should Do The Same

This weekend marks the unofficial end of summer as well as a chance for us to reflect on the achievements of American workers. This year, workers across the country have a lot to celebrate, thanks in part to a series of executive orders signed by President Obama, including the Fair Pay and Safe Workplaces Executive Order, which cracks down on federal contractors who violate labor laws.

In a significant step towards greater accountability for private contractors, corporations will be required to report their labor violations in updates to government agencies every six months, and contractors will also be responsible for making sure any subcontractors are playing by the rules as well. Additionally, the report directs contractors not to require employees to enter into pre-dispute arbitration agreements for sexual assault and harassment crimes, as well as violations of the Civil Rights Act.

Most importantly, any contractor that’s found to violate labor laws will be restricted from competing for certain contracts, and government agencies will have additional guidance on how to take labor violations into account in their process of awarding contacts. This will help keep taxpayer dollars out of the coffers of companies that are guilty of repeated violations that endanger the lives of workers and cheat employees out of pay.

More here

****

On This Day: President Obama salutes a veteran in the crowd after delivering remarks at Xavier University in New Orleans, Louisiana, August 29, 2010

****

STL Today: St. Ann lieutenant resigns, Glendale officer fired after actions, comments during Ferguson protests

Two police officers are no longer working at their departments due to their actions during the protests in Ferguson.

A Glendale police officer suspended last Friday after commenting on Facebook that he thought Ferguson protesters should be “put down like rabid dogs,” has been fired, officials say.

Meanwhile, a St. Ann police lieutenant resigned Thursday after he pointed an assault rifle at protesters and cursed at them, officials said.  Lt. Ray Albers had worked for the department for 20 years.

More here

****

I went out yesterday for a minute for a worky thing and didn’t get home until after one in the morning – does this phenomenon happen anyone else on a regular basis?

Any way, wasn’t ready for sleep, so began watching PBS’s Emmett Till documentary that I’d recorded a while ago. There were so many details about the case that I’d forgotten, and I’d forgotten too what an extraordinary woman Mamie Till was.

The Emmett Till and Michael Brown cases were, of course, hugely different, but they had the same outcome: ie murdered black boys. And, I fear, Michael Brown’s family will receive as much justice: none.

What struck me last night, though, was the part about the locals raising money – a lot of money – for Emmett’s murderers, and I thought of the people donating huge money to Darren Wilson.

Not content with cheerleading the killers of black boys, they are intent on helping them profit from their crimes too. For reasons of pure, unadulterated hate.

So, I went to sleep thinking, some things just never ***ing change.

****

****

Bloomberg: Obama’s Advisers in Final Review of Immigration Options

President Barack Obama’s lawyers are finishing months of work on a legal rationale for unilateral action on immigration that will have to withstand Republican assaults in the courts and during the congressional election campaign.

With a self-imposed deadline three weeks away, Obama has kept his deliberations closely held, even among White House advisers, while requesting information from staff, according to an administration official. The legal review of his authority hasn’t been presented to Obama yet, the official said.

No announcement is likely until after Obama returns from a trip next week to Estonia and Wales, according to the official…

More here

****

****

I’m seriously late posting this after a crazy week or two – apologies Tally, and thank you!

A Word From Tally

Why Health Care Matters, and why the US is still vulnerable

The US is the only country on Earth where it’s legal to make a profit on someone’s illness. I understand why; it’s a giant conflict of interest. But because of that profit, the system is still out of reach for many, especially in red states with asshole GOP governors who refused the Federal Medicaid expansion funds.

So…… what if something like the West Africa Ebola outbreak happens here?

If EVERYONE doesn’t have affordable access to healthcare, how do you contain such an outbreak?

As awesome as the ACA is, Obamacare doesn’t cover all our citizens yet, and we must clear the way for everyone in this country to have access to healthcare, yes, even illegal aliens and people visiting here from other countries.

Viruses don’t care where you were born, how much money you make, what color your skin is, what sex you are, what religion (if any) you practice, what your sexual orientation is,  who you voted for, what flavor of ice cream you prefer, or where you live.

They’re equal opportunity killers, and you aren’t magically protected from getting a virus from someone who is uninsured, even if you are.

The US is a sitting duck when it comes to this, and healthcare access should be a National Security issue. We’re the country who’s population never take vacation, and suck it up when we’re sick by going to work anyway, less we appear weak. By doing so, we’re spreading our germs everywhere, allowing the virus to spread far and wide, mutating in the process.

It would be easy to lay us low between our work-at-all-costs attitude, and lack of access to affordable care.

There’s a reason other countries have Nationalized health care systems, and don’t drive their citizens into financial ruin if they get sick. It’s better, and healthier when people just go to the doctor when they’re sick, then go home and get better.

It’s only in the US where working yourself to death is a badge of honor, and denying citizens health care is acceptable to some.

****

On This Day

The white draped casket of Senator Edward Kennedy sits before (from left) the Senator’s son Edward Kennedy Jr., his widow Vicki Kennedy, former President Bill Clinton, Secretary of State Hillary Clinton, former president George W. Bush, President Barack Obama and First Lady Michelle Obama, Vice President Joseph Biden and his wife Jill Biden, and former First Lady Rosalynn Carter and former President Jimmy Carter during funeral services at the Basilica of Our Lady of Perpetual Help in Boston, Mass. on Aug. 29, 2009. (Photo by Pete Souza)

****

President Obama and First Lady Michelle Obama wait to be introduced at Xavier University in New Orleans, La., before delivering remarks marking the five-year anniversary of hurricane Katrina, Aug. 29, 2010 (Photo by Pete Souza)

First Lady Michelle Obama shakes hands with spectators at Xavier University on August 29, 2010 in New Orleans, Louisiana

President Obama and First Lady Michelle Obama greet members of Maude Smith’s family at her home in New Orleans, La., Aug. 29, 2010. The President and First Lady were visiting New Orleans to mark the five-year anniversary of hurricane Katrina (Photo by Pete Souza)

President Obama walks with daughter Malia Obama on August 29, 2010 upon their return to the White House. The First Family completed their 10-day vacation on Martha’s Vineyard and spent August 29, in New Orleans, Louisiana

****

 First Lady Michelle Obama participates in a “Pop the Question” question and answer segment during a taping of the “Rachael Ray Show” at Chelsea Television Studios in New York, N.Y., Aug. 29, 2012.

First Lady Michelle Obama and Dr. Mehmet Oz jump rope during a taping of the “Dr. Oz Show,” at Rockefeller Plaza in New York, N.Y., Aug. 29, 2012.

President Obama reacts after recognizing actress Sissy Spacek in Charlottesville, Va., Aug. 29, 2012. The President happened upon Spacek while greeting people following a stop in the town (Photo by Pete Souza)

****

Morning!

27
Aug
14

Medicare Is Not Destroying The Budget? Thanks, ObamaCare

****

David Leonhardt: Medicare: Not Such A Budget-Buster Anymore

You’re looking at the biggest story involving the federal budget and a crucial one for the future of the American economy. Every year for the last six years in a row, the Congressional Budget Office has reduced its estimate for how much the federal government will need to spend on Medicare in coming years. The latest reduction came in a report from the budget office on Wednesday morning. The changes are big. The difference between the current estimate for Medicare’s 2019 budget and the estimate for the 2019 budget four years ago is about $95 billion dollars. That sum is greater than the government is expected to spend that year on unemployment insurance, welfare and Amtrak — combined. It’s equal to about one-fifth of the expected Pentagon budget in 2019. Widely discussed policy changes, like raising the estate tax, would generate just a tiny fraction of the budget savings relative to the recent changes in Medicare’s spending estimates.

In more concrete terms, the reduced estimates mean that the federal government’s long-term budget deficit is considerably less severe than commonly thought just a few years ago. The reduced estimates are also an indication of what’s happening in the overall health care system. Even as more people are getting access to health insurance, the costs of caring for individual patients is growing at a super-slow rate. That means that health care, which has eaten into salary gains for years and driven up debt and bankruptcies, may be starting to stabilize as a share of national spending. The Affordable Care Act, in particular, made significant reductions to Medicare’s spending on hospitals and private Medicare plans, to help subsidize insurance coverage for low- and middle-income Americans.

More here

****




@BarackObama

@WhiteHouse

@FLOTUS

@blog44

@PeteSouza

Enter your email address to receive notifications of new posts by email.

@TheObamaDiary

@NerdyWonka

@DaRiverZkind

@Lib_Librarian

@amk4obama

@zizii2

Categories

Archives

Blog Stats

  • 27,377,862 hits
September 2014
M T W T F S S
« Aug    
1234567
891011121314
15161718192021
22232425262728
2930