Posts Tagged ‘Affordable Care Act

13
Apr
15

9 In 10 Adults Covered? Thanks, ObamaCare

CCelZr-VIAAvTel

****

Ricardo Alonso-Zaldivar: Survey: Nearly 9 In 10 US Adults Now Have Health Insurance

Underlining a change across the nation, nearly 9 out of 10 adults now say they have health insurance, according to an extensive survey released Monday. As recently as 2013, slightly more than 8 out of 10 had coverage. The Gallup-Healthways survey found that the share of adults who lack insurance dropped to 11.9 percent for the first three months of this year, the lowest level since that survey began its tracking in 2008. The latest update overlaps with the period when the health law’s second sign-up season was winding down. Coverage gains from 2014-2015 translate to about 3.6 million fewer adults uninsured since the fall, before open enrollment got under way, according to Gallup. “The Affordable Care Act had three major objectives: increase coverage, slow the rate of increase in costs, and improve health,” said Dan Witters, research director for the poll.

“The first one is clearly a win. Coverage is increasing; there is no question about it.” On balance, an estimated 14.75 million adults have gained coverage since the fall of 2013, when the law’s first open enrollment season was about to begin, according to Gallup. Hispanics saw the biggest coverage gains of any ethnic or racial group. The uninsured rate dropped 8.3 points among Latinos since the end of 2013. Recent gains in coverage have benefited people up and down the income ladder. But the most notable improvement has been among those making less than $36,000 a year, a group that traditionally struggled to get and keep health insurance. Their uninsured rate dropped 8.7 points since the end of 2013.

More here

****

****

12
Apr
15

Democrat Or Republican? ObamaCare Has Your Back

****

Amy Lynn Smith: Having Faced A Medical Bankruptcy, Republican Has A Change Of Heart About The ACA

When health insurance became available through Healthcare.gov last year, Theresa had her doubts about the Affordable Care Act (ACA). As a fiercely independent small business owner — and a Republican — the only news she saw about Obamacare was negative. Theresa says she’s grateful she didn’t listen to the people who told her Obamacare was “bullsh*t.” Through Healthcare.gov, she found a Silver plan for just $94 per month, with the help of tax credits. About six years ago, Theresa had polyps on her vocal cords and her doctor told her if she didn’t have surgery she could choke on them or bleed to death. Plus, there was a chance the polyps could turn cancerous.

Theresa didn’t have a choice, but without insurance her surgeons demanded payment in advance. She says the surgery and subsequent care cost her “tens of thousands of dollars.” Fortunately, starting in January 2015 Theresa will have health insurance that’s accepted by all her doctors, with a $700 annual deductible and $1,450 out-of-pocket maximum limit. It will cost her just a $20 co-pay to see her primary physician and $50 to see a specialist. She can’t wait to schedule all her check-ups, including the necessary follow-up on the remaining polyps she couldn’t afford to have removed.

More here

****

25
Mar
15

President Obama Celebrates Five Years Of ObamaCare

0863e1108814c70d710f6a706700c8cd

President Barack Obama smiles while speaking during an event marking the 5th anniversay of the Affordable Care Act at the South Court Auditorium of Eisenhower Executive Office Building in Washington, DC.

****

****

Barack+Obama+President+Obama+Marks+5th+Anniversary+WiP7x_fjfljl

****

****

Obama takes a bow as he is introduced by Beran to deliver his remarks on the fifth anniversary of the Affordable Care Act on the White House campus in Washington

President Barack Obama takes a bow as he is introduced by Dr. Nancy Beran

****

****

Barack+Obama+President+Obama+Marks+5th+Anniversary+6GymkhXdPVul

****

****

Obama smiles after joking about a lack of a predicted Republican alternative to Obamacare, as he delivers remarks on the fifth anniversary of the Affordable Care Act in the Eisenhower Executive Office Building on the White House campus in Washington

President Barack Obama smiles after joking about a lack of a predicted Republican alternative to Obamacare

Barack+Obama+President+Obama+Marks+5th+Anniversary+JsZPJqmV1Xfl

****

****

Obama delivers remarks on the fifth anniversary of the Affordable Care Act on the White House campus in Washington

****

****

Obama applauds as he is introduced by Beran to deliver his remarks on the fifth anniversary of the Affordable Care Act on the White House campus in Washington

Obama departs after remarks on the fifth anniversary of the Affordable Care Act on the White House campus in Washington

22
Mar
15

ObamaCare: Five Years Later, Millions Covered. Thanks, President Obama

21
Mar
15

What the Affordable Care Act means to me…. coverage for $1/month!

I’m not sure where to begin…so let me go back to a little over three years ago when I had to begin the process of purchasing health care on the individual market.

I was no longer able to stay on my parents plan and my COBRA coverage had run out from my previous employer (somewhat ironically selling Healthcare/Life insurance) and thus began an exhaustive search for an affordable option.

I had several pre-existing conditions due to basketball/tennis related injuries that required several surgeries and had moved backed to Indianapolis to help my father recover from serious heart problems. The job market wasn’t great at the time so I figured I would work part-time and go back to school.

After finally settling on what I thought would be the kind of coverage ideal for me, I purchased a plan from Anthem Blue Cross/Blue Shield. They are the largest insurance provider in the state and had a decent plan that fit my needs. It was called the Lumina 2500.

The plan was pretty cheap (139/month) considering it was on the individual market. The crux of the plan was I would have no co-pay for doctor visits/ER/pharmacy, but I had to pay the negotiated price between the provider/insurance companies in full.

For example: If I got sick and went to the family physician and the bill was ~ $200 I would end up paying $80, if the medicine was ~ $60 I would pay ~ 25 depending of if there was a generic available (the ~ $85 total all of went toward my deductible of $2500 which was also the maximum out-of-pocket for the year).

This plan worked for me because I knew no matter what happened in a given year I would never have more $4000 in expenses (including my premium). I only got one major cold during the three  following years so I thought this was great. ABBS did jack my rate up ~20% every year (2014 premium was $180) but I  could live with that since the Affordable Care Act would be available shortly.

 To my chagrin, Gov. Pence did not set up a state exchange last year and also didn’t expand Medicaid.

At the end of 2013 I decided to go to school full-time in the hopes to get into a radiology program. At the same time I was hoping to find a better option on the national healthcare marketplace once it was rolled out. I came to find out that Anthem dominated the insurance market here in the state of Indiana (they were essentially the only company that joined the marketplace that had good in-network providers)….. the kicker was being a pseudo monopoly all their comparable plans were actually closer to $400/month. Since I didn’t have enough taxable income, I also didn’t qualify for any subsidies so I was stuck with my current plan & the expectation of a rate hike ever year…. or so I thought.

Around early Nov. 2014, Anthem announced that it was discontinuing my insurance plan and I had to find another one through them or another insurance company. The insurance commissioner of our state was one of only two in the country (according to Anthem, Connecticut was the other) that were not extending the grandfather clause of allowing you to keep your insurance plan if you liked it.

Continue reading ‘What the Affordable Care Act means to me…. coverage for $1/month!’




@BarackObama

@WhiteHouse

@FLOTUS

@blog44

@PeteSouza

Enter your email address to receive notifications of new posts by email.

@TheObamaDiary

@NerdyWonka

@Lib_Librarian

@Our4thEstate

@DaRiverZkind

@zizii2

Categories

Archives

Blog Stats

  • 30,412,572 hits
April 2015
M T W T F S S
« Mar    
 12345
6789101112
13141516171819
20212223242526
27282930