Posts Tagged ‘Affordable



13
Sep
13

‘If Obamacare goes away, I’m in a world of hurt’

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WTHR: …. Chelsea Wheeler takes nine different medications every day. Pointing to two bottles, she said, “For these alone, it would easily be $3,000 a month.” … she lives with chronic kidney disease …. “When I got sick, I was 13 and it was kidney failure.”

….. Her biggest concern now? Repeal of the Affordable Health Care Act …..

“….. if that goes away, then I’m in a world of hurt, literally”…..

While Chelsea has a good job, because she’s a contract employee she’s not eligible for insurance through the company. With the new law she can continue on her parents’ plan until she turns 26. It pays for all her meds, including those very expensive anti-rejection drugs.

…. “My entire life is based on getting medical care and without the Affordable Health Care Act I would not be able to do it,” she said. “I’d be drowning in debt trying to pay by myself ….. it’s a lifesaver.”

Full post here

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Learn more here

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This is the link to the video – spread far and wide!

23
Aug
13

The Day in Photos …. and a Video or Two

Lackawanna College, PA, August 23

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The VP back home!

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President Obama’s townhall today:

Text of remarks here

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President Obama and VP Biden at Lackawanna College:

Text of remarks here

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FACT SHEET on the President’s Plan to Make College More Affordable: A Better Bargain for the Middle Class – see here

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WH.gov

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Continue reading ‘The Day in Photos …. and a Video or Two’

22
Aug
13

This and That

@petesouza: Pres Obama pokes his head through a hole where visitors pose as the President at the Women’s Rights Park

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In 2010 President Obama greeted Sgt. First Class Cory Remsburg at the National Naval Medical Center in Bethesda, Md., where Remsburg was recovering from severe injuries sustained in Afghanistan

NYT: President and Soldier: 3 Meetings, And a Lesson in Resilience

Three times, mainly by chance and in very different circumstances, Sgt. First Class Cory Remsburg has met President Obama.

They were introduced near Omaha Beach in France in 2009, when Sergeant Remsburg was part of a select Army Ranger group chosen to re-enact a parachute drop for celebrations of the 65th anniversary of the D-Day landings in World War II.

The second meeting came less than a year later at a military hospital outside Washington, where Mr. Obama was stunned to see among the wounded troops from Afghanistan a familiar young man — now brain-damaged, a track of fresh stitches across his skull, and partly paralyzed.

The third time was two weeks ago in a private visit in Phoenix, where Sergeant Remsburg did something that neither Mr. Obama nor military doctors would once have predicted: he stood up and saluted his commander in chief.

More here

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The University of Buffalo:

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Henninger High School, Syracuse:

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@petesouza: Pres Obama at the Women’s Rights Natl Historical Park in Seneca Falls

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This is how the President deals with a heckler…..pure class:

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WH.gov

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Lovely:

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More in the morning

22
Aug
13

Rise and Shine

Random old pic, because, well, it’s Education Day – Occidental College, 1981

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Today (all times Eastern):

9:0 AM: President Obama departs the White House

10:20: Arrives in Buffalo, N.Y.

11:05: Delivers remarks at the University of Buffalo

5:55: Delivers remarks at Henninger High School, Syracuse

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USA Today: President Obama is back on the road Thursday, starting a two-day bus trip to promote plans to cut college costs.

First up is a flight to upstate New York, where Obama will speak at the University of Buffalo, the State University of New York. The president and his bus then travel to Henninger High School in Syracuse.

“At these two schools, the President will discuss his plan to make college more affordable, tackle rising costs, and improve value for students and their families,” says the White House schedule.

…. After discussing college costs in Buffalo and Syracuse, Obama spends the night in Auburn, N.Y. The president wraps up his bus tour on Friday with stops in Binghamton, N.Y., and Scranton, Penn.

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Matthew Yglesias: Obama’s Radical Agenda on Higher Education

The White House is tackling the status quo that’s sent college costs out of control.

For decades now, America’s approach to higher-education policy has been a delightful synthesis of left-wing and right-wing ideas. In stark contrast to the K–12 universe, college is a playground for individual choice and market competition …. In a speech Thursday morning in Buffalo, N.Y., on ways to enhance college affordability, President Obama will likely lay out policy measures that, while relatively modest on their own terms, propose to radically subvert that bargain on a conceptual level.

The president has decided, essentially, that the old bargain has failed …. he wants to find ways for the federal government to put its muscle behind an idea that’s both modest and radical: that public money should pay for outcomes, not just more stuff. Attempting to nudge the health care system in that direction was a key element of the Affordable Care Act. Nudging K–12 education in that direction has been the centerpiece of the Obama education agenda. Bringing it to the realm of higher education in a serious way would be extremely difficult but also an extraordinary achievement if we can be sent down that path.

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NYT: Obama’s Plan Aims to Lower Cost of College

President Obama plans to announce a set of ambitious proposals on Thursday aimed at making colleges more accountable and affordable by rating them and ultimately linking those ratings to financial aid.

A draft of the proposal, obtained by The New York Times and likely to cause some consternation among colleges, shows a plan to rate colleges before the 2015 school year based on measures like tuition, graduation rates, debt and earnings of graduates, and the percentage of lower-income students who attend. The ratings would compare colleges against their peer institutions. If the plan can win Congressional approval, the idea is to base federal financial aid to students attending the colleges partly on those rankings.

“All the things we’re measuring are important for students choosing a college,” a senior administration official said. “It’s important to us that colleges offer good value for their tuition dollars, and that higher education offer families a degree of security so students aren’t left with debt they can’t pay back.”

More here

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USA Today: Small-business jobs rise as economy improves

Small-business hiring and confidence about the future are rising, a signal of the economy’s growing strength and diminishing concerns about employee insurance coverage required by the new health care law.

Job creation at small companies has almost doubled in the last six months, reaching 82,000 jobs at firms with 49 or fewer employees in July, according to payroll processor ADP. Borrowing by small businesses and sales of new franchises have also climbed, indicating business owners are willing to take on new expenses and risk.

More here

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The Atlantic: Immigration Reformers Are Winning August

Opponents of a path to citizenship for illegal immigrants had a plan to apply grassroots pressure on congressional Republicans in their home districts. Why did it fizzle?

Activists opposed to immigration reform were all set to spend this month putting pressure on lawmakers to kill the legislation. But it hasn’t exactly been a show of force.

Last week, the Tea Party Patriots and NumbersUSA, two groups opposed to “amnesty” legislation, heavily publicized a rally in Richmond, Virginia, featuring Steve King … but only a few dozen people showed up – far short of the hundreds organizers had planned for.

…. as August winds down, the Richmond event seems indicative of the overall trend. Hundreds of immigrant advocates have appeared at rallies and town halls across the country. But the other side, the opponents, have been mostly absent.

More here

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Steve Benen: The nation’s full faith and credit is not a ‘leverage point’

About a week ago, National Review’s Robert Costa reported that congressional Republicans are considering an incredibly dangerous new plan: they’re prepared to hold the nation’s debt limit hostage again, creating a crisis comparable to the one we saw in the summer of 2011, unless Democrats agree to take health care benefits away from millions of Americans.

Earlier this week, Rep. Chris Van Hollen (D-Md.), a prominent member of the House Democratic leadership, said he now sees this scenario as likely. And overnight, Reuters reported (see here) that another GOP debt-ceiling crisis appears to be on the way…..

… In other words, GOP leaders are effectively prepared to swap one hostage for another …. this is nothing short of madness. As Ezra Klein recently put it, “Trading a government shutdown for a debt-ceiling breach is like trading the flu for septic shock”….

More here

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TPM: Republican Governors: Shhh, Don’t Call Our Obamacare Money Obamacare!

A variety of Republican governors have sought federal funds under Obamacare, many of them to expand Medicaid eligibility for more residents, a centerpiece of the law that the Supreme Court made optional for states last year.

But shhh! Don’t call it Obamacare, they say, for they despise that law.

In the latest example, vociferous Obamacare critic and Texas Gov. Rick Perry is seeking roughly $100 million in federal funds under a program set up under Obamacare, called Community First Choice … “The bottom line is it has nothing to do with Obamacare,” said Perry spokeswoman Allison Castle.

Only it has everything to do with Obamacare …

Perry is in good company among Republican governors, many of whom want billions of federal funds under the law’s Medicaid expansion, but don’t want to call it Obamacare …. One example is Arizona’s Jan Brewer …. another is Florida’s Rick Scott….

More here

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NBC: Even Republican young adults want health insurance, poll finds

Obamacare may have become a partisan issue, but more Republicans than Democrats have signed up for one of its most popular provisions, according to a survey published Wednesday.

The survey also pokes holes in the idea that most 20-somethings act like “Young Invincibles” who believe they don’t need health insurance.

A team at the Commonwealth Fund, which strongly supports healthcare reform, looked at one of the main target groups of the 2010 Affordable Care Act – young adults who have been going without health insurance. One of the most popular provisions of the law lets people age 26 and younger stay on their parents’ health insurance.

…. They found that by last March, 63 percent of young adults identifying as Republicans had enrolled in a parent’s health plan in the last 12 months, compared to 45 percent of those who considered themselves Democrats….

More here

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Texas Tribune: Voter ID Debate Heats Up as Dallas County Joins Fight

A fight against the state’s contentious voter ID laws escalated this week when Dallas County became the first Texas county to claim that the requirements would disenfranchise thousands of eligible voters.

In a 3-2 vote on Tuesday, the Dallas County Commissioners Court voted to join U.S. Rep. Marc Veasey, D-Fort Worth, in a lawsuit urging a federal district court to issue an injunction against the voter ID law. The law requires voters to present one of seven forms of state or federal identification or a so-called election identification certificate, which can be obtained from the state’s Department of Public Safety.

On Wednesday in an appearance on MSNBC, Dallas County Judge Clay Jenkins applauded the commissioners’ decision. Jenkins said 220,000 of 1.1 million total registered voters in Dallas County indicated they did not have the required forms of ID to vote.

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On this day:

Pete Souza: “On vacation in Martha’s Vineyard, the President was golfing at the Vineyard Golf Club. I switched my digital camera to the black-and-white setting to capture the ominous clouds.” Aug. 22, 2010

First Lady Michelle Obama greets attendees during a Joining Forces event at Naval Station Mayport in Jacksonville, Fla., Aug. 22, 2012 (Photo by Chuck Kennedy)

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MooooOOOOoooorning!

14
Aug
13

Eight Ways Obamacare Helps You

WH.gov

Copy, paste, tweet!

18
Jul
13

Heads Up: President Obama statement on the Affordable Care Act

11:25: The President delivers a statement on the Affordable Care Act

White House Live * C-Span * CBS

03
Jul
13

The Good That Is ObamaCare

Information is power. ObamaCare works and is here to stay, so go out into the world and educate people. 2014 is around the corner and we have to be our own news and become even more proactive. Don’t let the media, so called progressive experts or the GOP demoralize you. Even if you only inform one person about the fantastic awesomeness that is ObamaCare, you have created a ripple effect because that person will tell another and another and another. Nobody said implementation of ObamaCare would be easy; Medicare and Social Security had a rough ride initially, but now? Try to mess with them negatively and watch the backlash explode. I will keep on providing tools that will help you disseminate facts and stop the lies. :D

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RWJF: Traditionally, individuals considering leaving their job to strike out on their own have worried that they may be denied health insurance coverage because they have preexisting conditions, fear losing access to a trusted physician, or are unable to afford the premiums without an employer sharing the costs. The result is that some U.S. workers feel “job lock,” being tethered to their jobs and unable to leave, even if their skills and talents no longer match their position.

New research estimates that the number of self-employed Americans will be 1.5 million higher in 2014 because of the Affordable Care Act (ACA). Beginning next year, access to high-quality, subsidized health insurance coverage will no longer be exclusively tied to employment, which could lead people to pursue their own businesses as self-employed entrepreneurs.

More here

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Denise Early: Around 900,000 people living in Arizona do not have health insurance. Over 90% of them will get help from Obamacare. 94% of uninsured people in Tucson will get help paying for their health insurance under Obamacare, according to Enroll America. Based on census data, 50%  of the uninsured in Tucson would qualify for expanded Medicaid. In Arizona, Medicaid is run by AHCCCS, pronounced “access” (Arizona Health Care Cost Containment System). 44% of uninsured Tucsonans would qualify for help with their health insurance premium.

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The White House Blog: The Medicare Trustees reported some good news for seniors and taxpayers: The Medicare program will be solvent through 2026, nearly a decade longer than projected at the time of passage of the Affordable Care Act. This is 2 years longer than projected last year. Their annual report also shows that the long run actuarial deficit in the Hospital Insurance Trust Fund – a measure of its long-term fiscal health – has been cut by more than 70 percent since enactment of the health care law. The long-run Medicare deficit has fallen from 3.88 percent of taxable payroll in the 2009 Trustees Report to 1.11 percent in this report.

These long-run gains are matched by short-term relief: the Trustees also project that the Part B premium will not increase between 2013 and 2014, keeping out-of-pocket costs for beneficiaries down. Medicare cost growth has remained at historically low levels over the past three years even as new benefits for preventive care and prescription drugs have helped tens of millions of beneficiaries access care at lower cost. The law reduces prescription drug costs by closing the donut hole, a policy that has already saved more than 6 million seniors more than $700 each. And more than 32 million seniors have accessed a free preventive service under the law, helping them stay healthy and avoid future illness.

More here

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Ezra Klein and Evan Soltas: In 2009, the Congressional Budget Office predicted that a medium-level “silver” plan — which covers 70 percent of a beneficiary’s expected health costs — on the California health exchange would cost $5,200 annually. More recently, a report from the consulting firm Milliman predicted it would carry a $450 monthly premium. Yesterday, we got the real numbers. And they’re lower than anyone thought.

The way this competition can drive down rates is already evident in Oregon. There, one insurer came in with monthly premium costs in the $169 range, while other insurers asked to charge more than $400. But then, seeing  what their competitors were charging, two insurers came back to the state’s regulators and asked if they could refile at lower rates. Otherwise, they wouldn’t be competitive in the exchange. The Obama administration was ecstatic to see this: It’s exactly what they’re hoping will happen across the country.

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USA TODAY: Market forces and an impetus to attract younger, healthier people into the insurance market will help keep health insurance premiums lower as the 2010 health care law takes effect on Jan. 1, industry analysts and insurance officials say.

“If they price too high, young people won’t buy insurance, and that’s going to hurt the companies,” said Jay Angoff, who led initial implementation of the law for HHS. “They need these people to come in. It’s an industry problem.”

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Ezra Klein: Last week, California released early information on the rates insurers intend to charge on the new insurance marketplaces — known as “exchanges” — that the state is setting up under Obamacare. They were far lower than anyone expected. “This is a home run for consumers in every region of California,” crowed Peter Lee, director of the state’s exchanges. The Affordable Care Act’s critics saw it differently. Avik Roy, a conservative health writer at Forbes, said Lee was being “misleading” and that “Obamacare, in fact, will increase individual-market premiums in California by as much as 146 percent.” Obamacare, he said, would trigger “rate shock,” the jolt people feel when they see higher rates.  Roy got his 146 percent by heading to eHealthInsurance.com, running a search for insurance plans in California and comparing the cost of the cheapest plans to the cost of the plans being offered in the exchanges. That’s not just comparing apples to oranges. It’s comparing apples to oranges that the fruit guy may not even let you buy.

Obamacare-WeLove-Siign

Click to buy the plan and eventually you’ll have to answer pages and pages of questions about your health history. Ever had cancer? How about an ulcer? How about a headache? Do you feel sad when it rains?  Is there a history of cardiovascular disease in your family? Have you ever known anyone who had the flu? The actual cost of the plan will depend on how you answer those questions. According to HealthCare.gov, 14 percent of people who try to buy that plan are turned away outright. Another 12 percent are told they’ll have to pay more than $109.

Comparing the pre-underwriting price of this plan to those in Obamacare’s exchanges is ridiculous. The plans in Obamacare’s exchanges have to include those people. They can’t turn anyone away or jack up rates because of a history of arthritis or heart disease. They also have to offer insurance that meets a certain minimum standard. Under Obamacare, for instance, the out-of-pocket limit for someone making 100 to 200 percent of the poverty line is $1,983. Under the Value 4500, you could spend up to $9,500 before the out-of-pocket limit kicked in. Obamacare also has subsidies for people making up to four times the poverty line. The poor pay next to nothing. The rich pay full freight.

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Sy Mukherjee: Golden State small businesses and their employees got some great news: two of the state’s largest insurers will have to give them over $36 million in insurance rebates because of an Obamacare consumer protection.

The health law forces insurers to spend at least 80 percent of the premiums they charge on paying for actual medical services, rather than administrative overhead or profits. That means more money for ordinary consumers — and less for profitable insurance companies.

The so-called “80/20 rule” put $1.5 billion back into Americans’ pockets in 2011 alone. The average rebate was $151 per family across all insurance markets, and in states where insurers blatantly gouged prices, average rebates topped a whopping $500 per family.

Now, the benefits for Californians with small business health plans are beginning to materialize. Blue Shield of California will be forced to pay back $24.5 million in rebates. Anthem Blue Cross will have to pay back another $12 million.

More here

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Tara Culp-Ressler: A new study focusing on low-income women in St. Louis, MO concludes that expanding access to free contraception — just as the health care reform law does through its provision to provide birth control without a co-pay — leads to significantly lower rates of unintended teen pregnancy and abortion. Researchers found that when women weren’t prohibited by cost, they chose more effective, long-lasting forms of birth control and experienced many fewer unintended pregnancies as a result.

More here

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ThinkProgress: Americans who bought individual health plans in 2012 saved $2.1 billion thanks to Obamacare consumer protections that limit how much insurers can profit off of Americans’ premiums, according to a new study by the Kaiser Family Foundation (KFF). The vast majority of those savings stem from individual health plan providers lowering the premiums they charge Americans in an effort to comply with the reform law.

The Kaiser study comes shortly after several major California insurers announced that they would have to pay back $36 million to small businesses and their employees after charging them too much. Obamacare mandates that insurers on the individual market spend at least 80 percent of the premiums they charge on actual medical services, or reimburse the amount they overspent to their customers.

But insurers can avoid writing those checks after-the-fact if they just lower their premiums to begin with — and KFF’s study concludes that’s what many individual plan providers have been doing.

More here

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obama-signs-obamacare

President Obama signing the Affordable Care Act into law on March 23rd, 2010.

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