Posts Tagged ‘coverage

18
Jan
15

ObamaCare: Making History Every Day

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Tara Culp-Ressler: Obamacare Has Reversed A Negative Trend. Researchers Call It ‘Remarkable’

For the first time in a decade, the number of people struggling to pay their medical bills has started to decline, according to a new survey released on Thursday by the Commonwealth Fund. The researchers attributed the historic drop to the number of people gaining insurance under the health care reform law. Between 2012 and 2014 — as Obamacare’s main coverage expansion took effect — the Commonwealth researchers found that the number of people who had issues paying for health treatment dropped from 41 percent to 35 percent. Over the same time period, the people who skipped out on health services because they couldn’t afford them declined from 43 percent to 36 percent

In a press release, the researchers described the declines as “remarkable.” This marks the first time since 2005, when Commonwealth started surveying people on these questions, that the number of Americans struggling to afford medical care hasn’t increased. Commonwealth’s findings, which also documented a drop in the number of Americans going without insurance, track closely with other surveys that have reported declines in the uninsured rate under Obamacare. The number of Americans without health care was reduced by about 25 percent last year, which means that between eight million and eleven million people have gained coverage.

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Margot Sanger-Katz: Signs of A Decline In Financial Distress Connected To Medical Bills

After rising for a decade, the number of Americans experiencing financial distress from their medical bills has started to decline, a new survey has found. The result provides new evidence that the Affordable Care Act, by providing uninsured people with health insurance, is also improving their financial security, a major goal of the law. The large telephone survey, from the New York-based health research group the Commonwealth Fund, has been asking people about their medical bills every few years for a decade. In each survey through 2012, a higher percentage of Americans said they struggled to pay their medical bills, were paying off medical debt or had been contacted by a collection agency.

The most recent installment of the survey, the first since the health law’s major provisions kicked in, shows a reversal in that trend. The survey also found that fewer people were avoiding doctors’ visits because of concerns about cost. But Commonwealth also found that, over all, even people who had insurance before 2014 were having fewer problems with medical bills than they were before. That change may reflect rules in the health law that require individual insurance plans to cover a minimum set of benefits for every customer.

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28
Jul
14

ObamaCare Works – And Kentucky Is Proof

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LEO Weekly: Medicaid Expansion Leads To Booming Reimbursements, Plunging Uninsured Rate In Kentucky

Kentucky’s Department of Medicaid Services has also provided this map that shows how the uninsured rate has plummeted within each county since 2012, assuming that 75 percent of Kynect enrollees did not previously have insurance (as indicated in their Kynect application): While this drop is staggering through the state, it is most pronounced in the four eastern Kentucky counties of Harlan, Letcher, Leslie and Perry, who went from 17-20 percent uninsured to less than 5 percent. These four counties went from some of the highest uninsured rates to the lowest in the entire state. Thanks, Obama.

While rural hospitals in Kentucky still face unique challenges that must be addressed, including how well Medicaid managed care is able to meet the increased demand for providers, the rosy estimates given by Gov. Beshear last year on the effects of embracing the Affordable Care Act appear to be coming to fruition. The question still remains whether Kentucky’s legislature will decide to continue these efforts next year, or whether a possible new Republican majority in the state House will decide to roll back the clock.

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Mary Meehan: Affordable Care Act Refunds Due From Four Kentucky Insurers

Kentucky families will receive $6.2 million in refunds, an average of $43 per family, under a provision of the Affordable Care Act known as the 80/20 rule. The refunds announced Thursday by the federal government are the result of the rule requiring insurance companies to spend at least 80 percent of the money paid in premiums on patient care. If the companies don’t reach that amount with spending on bonuses or red tape, it must be refunded to their customers.

According to a news release from the federal Department of Health & Human Services, consumers nationwide will receive $330 million. Four Kentucky health insurance plans will refund money. Anthem Health Plans of Kentucky had by far the largest refund at $4.4 million. Humana Health Plan was at $766,295, Golden Rule Insurance Co., $342,336, and Time Insurance Co., $333,096.

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02
Jul
14

ObamaCare: ‘More Got Insurance In First Half Of 2014 Than Lost It In 8 Years Of Bush’

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LOL GOP: More Americans Gained Insurance In The First Half Of 2014 Than Lost It Under 8 Years Of Bush

Of George W. Bush’s myriad of failures that continue to wreck havoc at home and abroad, 7.9 million Americans losing their health insurance rarely gets mentioned. “When [former president Bill] Clinton left office, the number of uninsured Americans stood at 38.4 million,” Ron Brownstein wrote in 2009. “By the time [former president George W.] Bush left office that number had grown to just over 46.3 million, an increase of nearly 8 million or 20.6 percent.” And as Bush left office, the percentage of those without insurance continued to grow as millions continued to lose their jobs in the recession President Obama inherited. But in 2011 the percentage of uninsured began to shrink slightly as the Affordable Care Act went into effect.

That shrinkage leveled out over the next two years but 2014 will likely offer the biggest reduction in the uninsured population at least in decades. The Incidental Economist‘s Aaron Carroll — who hosts a great YouTube series called Healthcare Triage — looked at a new survey from Gallup and found that it suggests “about 10-11 million Americans are newly insured this year. Almost 9 million of them received private insurance through the exchanges.” This means far more Americans have gained health insurance in the first six months of this year than lost it under George W. Bush. It also means that every prediction Republicans have made about this law has been wrong.

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