Posts Tagged ‘Get Covered

11
Oct
14

Thanks To ObamaCare, Happy Dances Are Here Again

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Sharing my Affordable Care Act (aka Obamacare) recent Happy Dance re: No rate increases for my medical plan for 2015, dental rate decreased, while the Benefit Maximum more than doubled, yea!!). in the last 3 months, I have had a flu shot, a mammogram, and a blood test, all without co-pays. My yearly dental X-Rays scheduled for December is also without any other costs. Finally, the one medication that I take is only 1.81 $ for a month’s supply. When I retired in the summer of 2013, my biggest financial concern was the cost of health care (I am under 65 and single) that I would be directly responsible for for the first time (it was an employee benefit prior to this). It has been manageable so far, thanks, in part, to the ACA. When I received the news that there would be no rate increases for 2015, I was greatly relieved. I love Obamacare and the man who brought it to us. I am always so tickled that the term that the GOPers used as a pejorative, has instead insured that PBO would forever get credit for this law that has begun to transform the health and well-being of our nation.

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03
Sep
14

ObamaCare Has Your Back Even While Changing Jobs

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Amy Lynn Smith: Changing Jobs? Obamacare Has Got You Covered No Matter What

The Affordable Care Act gives everyone the freedom to change jobs without worrying about finding affordable insurance, even outside the open enrollment period. When Maria changed from a job that provided health insurance to one that didn’t, she wasn’t worried for a moment about getting covered — even though she has a pre-existing condition. That’s because she knew she could get insurance through the Affordable Care Act (ACA) no matter what. “I didn’t go a single day without coverage because I knew what my new salary would be,” she says.

“I could sign up immediately using the estimator tool based on what my income would be to qualify for a tax credit. I didn’t have to wait for my new job to start, which was awesome.” About eight years ago, she was in a job she hated but couldn’t leave because health insurance was out of reach financially. The best she could do with a pre-existing condition was a catastrophic plan for $75 a month that “covered almost nothing” with a $10,000 deductible. She stayed in that job for a year and a half, a choice she wasn’t forced to make this time.

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02
Jul
14

ObamaCare: ‘More Got Insurance In First Half Of 2014 Than Lost It In 8 Years Of Bush’

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LOL GOP: More Americans Gained Insurance In The First Half Of 2014 Than Lost It Under 8 Years Of Bush

Of George W. Bush’s myriad of failures that continue to wreck havoc at home and abroad, 7.9 million Americans losing their health insurance rarely gets mentioned. “When [former president Bill] Clinton left office, the number of uninsured Americans stood at 38.4 million,” Ron Brownstein wrote in 2009. “By the time [former president George W.] Bush left office that number had grown to just over 46.3 million, an increase of nearly 8 million or 20.6 percent.” And as Bush left office, the percentage of those without insurance continued to grow as millions continued to lose their jobs in the recession President Obama inherited. But in 2011 the percentage of uninsured began to shrink slightly as the Affordable Care Act went into effect.

That shrinkage leveled out over the next two years but 2014 will likely offer the biggest reduction in the uninsured population at least in decades. The Incidental Economist‘s Aaron Carroll — who hosts a great YouTube series called Healthcare Triage — looked at a new survey from Gallup and found that it suggests “about 10-11 million Americans are newly insured this year. Almost 9 million of them received private insurance through the exchanges.” This means far more Americans have gained health insurance in the first six months of this year than lost it under George W. Bush. It also means that every prediction Republicans have made about this law has been wrong.

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27
Jun
14

ObamaCare: Less Than The Price Of Cable

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German Lopez: Millions Of Americans Are Paying Less For Obamacare Than Cable

Subsidized shoppers on HealthCare.gov are paying, on average, $82 monthly premiums for health plans, new data from the US Department of Health and Human Services shows. The report, published Wednesday, is the most in-depth look available so far at the prices that federal marketplace shoppers will pay for private health coverage. It shows the vast majority of shoppers will use federal subsidies to pay for insurance, significantly reducing their monthly price tag. Senior HHS officials, in a conference call with reporters Tuesday, emphasized the report’s findings to show that Obamacare is keeping prices low for shoppers and bringing new competition to the insurance markets.

To the Obama administration, the report is more evidence the health-care law is working as intended. About 87 percent of subsidized HealthCare.gov shoppers had at least part of their premium covered with tax credits, which are available to low and middle-income Americans. How much shoppers paid depended largely on how generous of an insurance plan they selected. After accounting for subsidies, enrollees paid an average of $69 per month for the least-generous bronze plan to an average of $220 per month for the most-generous platinum plan. As a result of the subsidies, about two-thirds of HealthCare.gov shoppers who qualified for tax credits are paying $100 or less each month for health insurance.

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German Lopez: Gallup: Most Newly Insured Americans Used Obamacare’s Exchanges

One in 20 Americans report being newly insured in 2014, and more than half of the newly insured say they obtained health insurance through Obamacare’s exchanges, according to new data from Gallup. Gallup previously found the nation’s uninsured rate remains at 13.4 percent after a peak of 18 percent last year. That finding, along with the new data, suggests that Obamacare helped millions of Americans gain health insurance after open enrollment began last October.

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08
Apr
14

ObamaCare: Changing Millions Of Lives For The Better

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Michael Hiltzik: Rand’s Obamacare Stats: 9.3 Million New Insureds, And Counting

The long-awaited Rand Corp. study of Obamacare’s effect on health insurance coverage was released Tuesday and confirmed the numbers that had been telegraphed for more than a week: At least 9.3 million more Americans have health insurance now than in September 2013, virtually all of them as a result of the law. That’s a net figure, accommodating all those who lost their individual health insurance because of cancellations. The Rand study confirms other surveys that placed the number of people who lost their old insurance and did not or could not replace it — the focus of an enormous volume of anti-Obamacare rhetoric — at less than 1 million. The Rand experts call this a “very small” number, less than 1% of the U.S. population age 18 to 64.

The number of people getting insurance through their employers increased by 8.2 million. Rand said the increase is likely to have been driven by a decline in unemployment, which made more people eligible for employer plans, and by the incentives in the Affordable Care Act encouraging more employer coverage. Of the 3.9 million people counted by Rand as obtaining insurance on the individual exchange market, 36% were previously uninsured. That ratio is expected to rise when the late signups are factored in. Medicaid enrollment increased by 5.9 million, the majority of whom did not have insurance before signing up.

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David Lauter: Employer Insurance Increasing As Obamacare Rolls Out, Study Finds

In addition to gains in insurance coverage as a direct result of the Affordable Care Act, the number of Americans covered by employer-provided insurance also has increased in the last year, according to newly released data from the Rand Corp. The share of Americans aged 18 to 64 who lack coverage dropped from 20.5% to 15.8% by Rand’s calculations. The 9.3-million increase in coverage, which takes into account people who lost coverage, includes people who enrolled in plans on the marketplaces, those who bought a plan directly from an insurer and those who became eligible for Medicaid. About half the states have expanded Medicaid under the law’s provisions. But the full Rand report, released Tuesday, notes that the figure also includes a significant increase in employer coverage. That increase contradicts predictions made by both opponents of the law and some of its supporters who had expected employer coverage to drop when the 2010 healthcare law took effect.

Rand researchers attribute some of the gains to the decline in unemployment over the last several months, noting that some previously uninsured people may simply have found jobs that provide insurance. In other cases, companies may have added insurance coverage in anticipation of the law’s health insurance provisions taking effect. Final, definitive, numbers on coverage, which will come from the Census Bureau, won’t be available for many months. So for now, the surveys provide the best look at how the law has changed insurance markets. While the exact numbers remain uncertain, the direction of the change is not. “Early evidence from our nationally representative survey indicates that the ACA has already led to a substantial increase in insurance coverage,” Rand concluded.

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Continue reading ‘ObamaCare: Changing Millions Of Lives For The Better’




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