Posts Tagged ‘health

17
Mar
14

“I’m One Grateful Old Lady”

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A Word from ’57 and Female’ (comment here)

I am going to be 64 years old in a few months and being self-employed for the last 33 years I have never had one of my medications covered by insurance. Never. Just to stay minimally healthy, my asthma, blood pressure meds and a few others are around $600/month.

We had awful insurance that never covered my asthma until there was no insurance at all for the last decade. I lived in constant fear.

I chose a Gold plan – for my last year and half until Medicare I wanted maximum flexibility and a low deductible: $500 and $3,500 out-of-pocket cap with a large network. I chose a co-op plan. These plans, with no profit incentive, were supposed to be a bridge to something akin to a public option. In the 2012 budget fight, the Republicans won the elimination of these plans from ACA but anyone who had a grant before then was grandfathered in. IL was able to establish an insurance plan/company that will run on overhead similar to Medicare and we all ‘own’ the company.

My premium, after some subsidy, is $558/month. Your age can still be a factor in premium cost, but with a cap. I do have co-pays on my medications – it will be about $140/month. But I’m still only out a little more for truly comprehensive health care than what I was paying retail for my meds before ACA.

To walk up to the CVS Pharmacy counter and give them my card was overwhelming. My $320 asthma med: $70 co-pay. My $160 nasal spray: $30. And so on.

I need to get my first mammogram. I need to go to the gynecologist for the first time in 10 years. When I was sick last week and even the meds from the doctor weren’t working, I knew if – God forbid – I needed the ER because I couldn’t breathe, I could go. I have insurance. I will not be denied, as I was in 1983 because ‘no one develops asthma as an adult’ sayeth BCBS and they wouldn’t pay for my hospital stay.

I’m one grateful old lady.

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23
Jan
14

Healthy Kids, Healthy Nation

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SUBWAY Famous Fan and 18-time Olympic gold medalist Michael Phelps, joins the First Lady Michelle Obama, and famous fan Justin Tuck, and local area kids for lunch at a SUBWAY store

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First Lady Michelle Obama teams up with Subway to promote a revamped kids’ menu. Olympian Michael Phelps, joins her.

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White House:  First Lady Michelle Obama Announces Commitment by Subway® Restaurants to Promote Healthier Choices to Kids

Today, First Lady Michelle Obama joined the Partnership for a Healthier America (PHA) and SUBWAY® along with SUBWAY® Famous Fans Michael Phelps, Nastia Liukin, and Justin Tuck at a local Washington, DC, SUBWAY® Restaurant, to announce a three-year commitment by the chain in support of her Let’s Move! initiative to promote healthier choices to kids, including launching its largest targeted marketing effort to date.  In addition to strengthening its already nutritious menu offerings to kids, SUBWAY® will launch a new series of campaigns for kids aimed at increasing fruit and vegetable consumption and will set new standards for marketing products to families.

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“I’m excited about these initiatives not just as a First Lady, but also as a mom,” said First Lady Michelle Obama.   “Subway’s kids’ menu makes life easier for parents, because they know that no matter what their kids order, it’s going to be a healthy choice.” As part of its commitment, the SUBWAY® restaurant chain will: only offer items on its kids menus that meet strong nutritional guidelines informed by federal standards for the national school lunch program, including offering apples as a side and low-fat or non-fat milk or water as a default beverage. deliver $41 million in media value in the next three years to market healthier options to children and families, with a specific focus on increasing consumption of fruits and vegetables. This is the brand’s largest kid-focused marketing campaign to date, and includes general marketing, in-store merchandising, television, social and digital media and public relations.

More here

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SUBWAY Famous Fans Justin Tuck, and Nastia Liukin work behind the counter to serve up Fresh Fit sandwiches to First Lady Michelle Obama and local area children during an event in Washington, D.C., to announce SUBWAY Restaurants’ recent recognition by the Partnership for A Healthier America. Also pictured at left is Jared Fogle “The Subway Guy”, and famous fan Michael Phelps.

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25
Sep
13

Obamacare: A Fact or Fifty

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1. Starting now and on October 1st you can go to healthcare.gov or call (1-800-318-2596; TTY: 1-855-889-4325) to compare options and select health coverage.

2. Thanks to ObamaCare, insurance companies must cover mental health, substance-use disorder, alcohol misuse screening, domestic violence screening, depression screening, etc. under “essential health benefits.”

3. ObamaCare will increase the need for doctors, nurses, nurse practitioners, medical assistants, health information specialists, medical billers, medical sonography, home-care aides, lab technicians, etc. Now, that’s job creation!

4. 360,000 Small Businesses have taken advantage of the Small Business Healthcare Tax Credit to insure 2 million workers.

5. ObamaCare will change work and retirement by tilting power from employers to employees.

6. Young Americans (18-34) are eager to purchase health insurance through ObamaCare.

7. ObamaCare saved 6.8 million consumers $1.2 billion on health insurance premiums in 2012.

8. An easy and informative Twitter list of ObamaCare health insurance exchanges.

9. 63% of young adults who identify as Republicans enrolled in their parents health plans under ObamaCare.

10. Health insurance premiums will cost dramatically less under the ObamaCare exchange marketplace.

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White House – Health Reform

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11. 8.5 million Americans from the 19 states already operating health insurance exchanges will use ObamaCare to purchase insurance. It far outstrips the government’s estimate of 7 million new customers in all 50 states.

12. CDC predicts that 200,000 heart disease related deaths per year could be prevented because of ObamaCare.

13. Thanks to ObamaCare, 6.4 million Americans will be able to purchase insurance for $100 a month or less.

14. A fun quiz that tests your ObamaCare knowledge and helps correct confusions and lies.

15. Five great ways ObamaCare helps small businesses.

16. Eight ways ObamaCare benefits Americans.

17. A typical average family buying insurance on their own will save thousands of dollars thanks to ObamaCare.

18. Thanks to ObamaCare, you can use a subsidy calculator to calculate health insurance premiums.

19. Questions about ObamaCare? There are answers.

20. Annual checkups, colonoscopies, contraception, vaccinations, mammograms, HIV counseling, prescription services, ObamaCare covers all of that.

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White House – Health Reform

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21. Confused about the health insurance exchanges? ObamaCare has a breakdown.

22. You own a business or know someone who does? ObamaCare has a website for you.

23. Thanks to ObamaCare, healthcare costs rose at the slowest rate in 50 years.

24. ObamaCare is not abstract. It helps people.

25. 2014 is around the corner and thanks to ObamaCare, being a woman will no longer be a pre-existing condition.

26. Major drops in hospital infections? New Jersey credits ObamaCare for that great news.

27. Thanks to ObamaCare’s Medicaid expansion, 1.3 million uninsured veterans and their families will have health insurance.

28. Doctors are excited about ObamaCare and here’s why.

29. Insurance companies don’t see ObamaCare as a threat. Sorry, GOP!

30. ObamaCare makes it easy for low income Americans to purchase insurance by making sure insurance companies accept cashier’s checks, re-loadable pre-paid debit cards, and money orders.

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Healthcare.gov

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31. ObamaCare helps doctors improve patient quality while saving $1.9B on the cost of care.

32. Seniors concerned about Medicare? ObamaCare has an answer for that.

33. Thanks to ObamaCare, if insurance companies don’t spend 80% of your premiums on your medical services, they owe you a rebate check.

34. Since the ObamaCare “80/20 Rule” for insurance companies went into effect in 2011, Americans have received over $1.5B in insurance rebates.

35. Dealing with mental health issues? ObamaCare has you covered.

36. Thanks to ObamaCare, 3.1M young Americans have health coverage and saved $147M in high medical bills in 2011.

37. Thanks to ObamaCare, 17 million children with pre-existing conditions are no longer denied coverage or charged more.

38. ObamaCare’s insurance application form is simpler than others currently on the marketplace.

39. Thanks to ObamaCare, the average premium increase in 2012, was 30% lower than in 2010.

40. The Congressional Budget Office (CBO) projects that $200B will be saved on federal spending for healthcare.

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Health Reform Map

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41. Thanks to ObamaCare, businesses with 50 or more employees will be fined for not providing health insurance.

42. Republican Governors in Ohio, Nevada, Arizona, Pennsylvania, Michigan, New Mexico, and North Dakota will expand Medicaid.

43. Thanks to ObamaCare, 6.1M Older Americans have saved more than $5.7B on their prescription drugs.

44. ObamaCare could eliminate cost barriers for 40 million people seeking addiction treatment.

45. Thanks to ObamaCare, primary care providers in Medicaid will get a 73% raise.

46. ObamaCare makes sure insurance companies offer a four page summary of your benefits and coverages in easy to understand terms.

47. You’re a woman? ObamaCare has your back.

48. ObamaCare strengthened and lengthened Medicare’s lifespan.

49. Want a fact sheet on healthcare? ObamaCare has that.

50. Thanks to ObamaCare, community health centers received $728M to expand services and provide for more patients.

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Essential Links:

HeathCare.gov

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ObamacareFacts.com

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ObamacareByZipCode.com

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KFF.org

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GetCoveredAmerica.org

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FamiliesUSA.org

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DrsForAmerica.org

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WebMD.com

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What has Obamacare done for me lately?

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Walgreens.com

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CVS.com

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Get Covered!

21
Sep
13

ObamaCare: Spreading The Good News

by Africa (@lawalazu)

Chuck Todd inspired me to contact all my local media about presenting the facts on Obamacare. I sent this to my local paper yesterday. The executive editor replied me.

This is my letter:

I wish to make a suggestion to the News Journal. Please bear me out and read this to the end.

On October 1, the Affordable Care Act will go into effect. This law will impact the lives of millions of Americans. However there is a lot that many residents may not know about the law. Once implemented, the law is expected to help some 30 million Americans.

Already it is making an impact:

- Medicare’s preventive benefits now come with a free visit with your primary care doctor every year to plan out your prevention services. And there are no more co-pays for preventative services in Medicare.

- Small businesses get big tax credits—up to 50 percent of premium costs—for offering health insurance to their workers.

- Insurers with unusually high administrative costs have to offer rebates to their customers, and every insurance company has to reveal how much it spends on overhead.

- Free birth control and other preventative services for women, unless you work for a faith based organization that opposes birth control.

- Seniors get $250 towards closing the “doughnut hole” in their prescription drug coverage.

(Mother Jones)

And there is much, much more to come once the law is implemented.

I wonder if your newspaper would consider doing a town hall and inviting Pensacolans to hear about what the law offers. Many people do not know some of the simple, but major benefits in the law. For example, that no longer will people be denied service because of pre-existing conditions. Parents who wish to keep their children on their health insurance will be able to do so until the children turns 26. People suffering with substance abuse and mental health issues will no longer go uncovered. Under ACA, they will have insurance.

Just Wednesday, I was able to share this fact with the mother of a 22-year-old, who has a heart condition. While his condition is stable now, she wanted to make sure he had health insurance, in case he ever got sick again. I informed her about the pre-existing component. I also told her that her child could remain on her insurance until 26, if she so desired.

No longer will pregnancies be considered a pre-existing condition.

There are hundreds of thousands like this mom out there. A little bit of information will help residents. The goal is not to convince anyone, but present the facts about the law.

Continue reading ‘ObamaCare: Spreading The Good News’

17
Sep
13

‘Walk a Day in my Shoes’

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Valerie Jarrett: Today POTUS called Pauline Beck to tell her the home care rule has been finalized—in 07’ he took a walk in her shoes

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Reuters: Obama to extend wage law to cover two million home care aides

The Obama administration said on Tuesday it will extend the protection of U.S. minimum wage and overtime law to almost 2 million home health workers who assist the elderly and disabled.

Home health aides, personal care aides and certified nursing assistants will be brought under the coverage of the Fair Labor Standards Act, effective in January 2015, the U.S. Department of Labor said in a statement.

“Today we are taking an important step toward guaranteeing that these professionals receive the wage protections they deserve while protecting the right of individuals to live at home,” said Thomas Perez, who was sworn in on September 4 as President Barack Obama’s new labor secretary.

More here




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