Posts Tagged ‘HealthCare.gov

06
May
15

ObamaCare: Saving Lives And Keeping People Happy

i-am-obama-care

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Sarah Kliff: Obamacare Creates Choice. That’s Why People Like It

Obamacare enrollees are more satisfied with their health insurance plans than those who get coverage outside the health law’s marketplaces, a new survey finds. J.D. Power and Associates on Thursday published a consumer satisfaction survey that looked at both people getting coverage through Obamacare and those who get coverage elsewhere, typically through their employer. They used a 1,000-point scale to measure how much people liked their coverage.

People who had coverage through Obamacare had an average satisfaction score of 696 in 2014, thinking back to their last year of coverage. During that same year, people in mostly employer-based plans had a satisfaction rating of 679 — 17 points lower. The J.D. Power survey suggests that there’s another variable enrollees think a lot about: choice. And this might actually circle back to the cost issue. People shopping on Obamacare have the option to decide whether they want a plan with a high premium or a low one.

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13
Apr
15

9 In 10 Adults Covered? Thanks, ObamaCare

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Ricardo Alonso-Zaldivar: Survey: Nearly 9 In 10 US Adults Now Have Health Insurance

Underlining a change across the nation, nearly 9 out of 10 adults now say they have health insurance, according to an extensive survey released Monday. As recently as 2013, slightly more than 8 out of 10 had coverage. The Gallup-Healthways survey found that the share of adults who lack insurance dropped to 11.9 percent for the first three months of this year, the lowest level since that survey began its tracking in 2008. The latest update overlaps with the period when the health law’s second sign-up season was winding down. Coverage gains from 2014-2015 translate to about 3.6 million fewer adults uninsured since the fall, before open enrollment got under way, according to Gallup. “The Affordable Care Act had three major objectives: increase coverage, slow the rate of increase in costs, and improve health,” said Dan Witters, research director for the poll.

“The first one is clearly a win. Coverage is increasing; there is no question about it.” On balance, an estimated 14.75 million adults have gained coverage since the fall of 2013, when the law’s first open enrollment season was about to begin, according to Gallup. Hispanics saw the biggest coverage gains of any ethnic or racial group. The uninsured rate dropped 8.3 points among Latinos since the end of 2013. Recent gains in coverage have benefited people up and down the income ladder. But the most notable improvement has been among those making less than $36,000 a year, a group that traditionally struggled to get and keep health insurance. Their uninsured rate dropped 8.7 points since the end of 2013.

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12
Apr
15

Democrat Or Republican? ObamaCare Has Your Back

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Amy Lynn Smith: Having Faced A Medical Bankruptcy, Republican Has A Change Of Heart About The ACA

When health insurance became available through Healthcare.gov last year, Theresa had her doubts about the Affordable Care Act (ACA). As a fiercely independent small business owner — and a Republican — the only news she saw about Obamacare was negative. Theresa says she’s grateful she didn’t listen to the people who told her Obamacare was “bullsh*t.” Through Healthcare.gov, she found a Silver plan for just $94 per month, with the help of tax credits. About six years ago, Theresa had polyps on her vocal cords and her doctor told her if she didn’t have surgery she could choke on them or bleed to death. Plus, there was a chance the polyps could turn cancerous.

Theresa didn’t have a choice, but without insurance her surgeons demanded payment in advance. She says the surgery and subsequent care cost her “tens of thousands of dollars.” Fortunately, starting in January 2015 Theresa will have health insurance that’s accepted by all her doctors, with a $700 annual deductible and $1,450 out-of-pocket maximum limit. It will cost her just a $20 co-pay to see her primary physician and $50 to see a specialist. She can’t wait to schedule all her check-ups, including the necessary follow-up on the remaining polyps she couldn’t afford to have removed.

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16
Mar
15

16.4M Thanks to President Barack Obama

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