Posts Tagged ‘HealthCare.gov

18
Dec
14

Millions Now Have Health Coverage. Thanks, ObamaCare

Image: Supreme Court Upholds Obama's Affordable Care Act

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Zeke J Miller: Number of Uninsured Americans Near Historic Low

New federal government data shows the percentage of Americans without health insurance was at or near historic lows this year following the roll-out of the Affordable Care Act, and appears certain to fall to record levels next year. The data released Thursday from the National Center for Health Statistics’ National Health Interview Survey found that 11.3 percent of Americans were without coverage in the second quarter of 2014, down from 13.1 percent in the first quarter and 14.4 percent throughout 2013. An analysis by the White House Council of Economic Advisers finds the drop in the uninsured to be the largest in four decades,

amounting to roughly 9.7 million Americans getting insurance, consistent with other Affordable Care Act estimates. The new data does not include the nearly 2.5 million who have newly selected or re-enrolled for coverage in the latest round of open enrollment which began last month. Nor does it include those who’ve gained coverage in Medicaid or the Children’s Health Insurance Program since the second quarter—including 400,000 from September to October, according to new data from the Centers for Medicare & Medicaid Services—as more states expand access to the program with federal money under the law.

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15
Nov
14

Affordable Health Insurance For All? Thanks, Obamacare

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03
Sep
14

ObamaCare Has Your Back Even While Changing Jobs

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Amy Lynn Smith: Changing Jobs? Obamacare Has Got You Covered No Matter What

The Affordable Care Act gives everyone the freedom to change jobs without worrying about finding affordable insurance, even outside the open enrollment period. When Maria changed from a job that provided health insurance to one that didn’t, she wasn’t worried for a moment about getting covered — even though she has a pre-existing condition. That’s because she knew she could get insurance through the Affordable Care Act (ACA) no matter what. “I didn’t go a single day without coverage because I knew what my new salary would be,” she says.

“I could sign up immediately using the estimator tool based on what my income would be to qualify for a tax credit. I didn’t have to wait for my new job to start, which was awesome.” About eight years ago, she was in a job she hated but couldn’t leave because health insurance was out of reach financially. The best she could do with a pre-existing condition was a catastrophic plan for $75 a month that “covered almost nothing” with a $10,000 deductible. She stayed in that job for a year and a half, a choice she wasn’t forced to make this time.

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18
Jun
14

The Affordable Care Act Lives Up To Its Name

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Columbus Dispatch: Obamacare Premiums Average $80 A Month

People who signed up for coverage under President Barack Obama’s health-care law are paying about $80 a month in premiums on average, the administration reported yesterday. The new numbers from the Health and Human Services Department cover only the 36 states where the federal government took the lead in setting up new insurance markets, accounting for about 5.4 million of the 8 million people who signed up nationally. Major states like California and New York were not included, but that might not affect national averages by much. The law limits what people pay for a benchmark plan to a fixed share of their income, regardless of where they live.

Among the major findings: • Taxpayers are subsidizing 76 percent of the average monthly premium in the 36 federally administered markets. • The average premium is $346 a month, but the typical enrollee pays just $82. Tax credits averaging $264 a month cover the difference. The government pays the subsidy directly to insurers. • After tax credits, Mississippians paid the least for coverage — averaging just $23 a month on average premiums of $438.

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Alex Walsh: Obamacare Side Effect: Alabama Medicaid Enrollment Goes Over 1 Million Due To Awareness, Rule Changes

Alabama has so far rejected the federal government’s proposal to expand Medicaid. Regardless, the Affordable Care Act still had the effect of increasing the size of Alabama’s Medicaid rolls. Medicaid enrollment in Alabama jumped up noticeably in January 2014, from around 970,000 to just over 1 million. Part of the reason behind the increase was a rule change enacted by the Affordable Care Act. The ACA required the state to transfer about

23,000 children from ALL Kids (Alabama’s Children’s Health Insurance Program, or CHIP) over to the Medicaid rolls. Health care analysts also say that the roll-out of the Affordable Care Act brought a new wave of attention to health insurance, motivating many Americans to check their eligibility for various existing programs. This effect has been called “wood working” by some organizations, including Kaiser.

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Bozeman Daily Chronicle: Letter To The Editor: Affordable Care Act Feels Like I Won The Lottery

I must add my so so appreciative voice to all the press about the Affordable Care Act (ACA). I must say it is the best thing that has come along in my lifetime since “sliced bread.” My husband and I paid $14,520 in premiums alone this year for very high deductible policies. The ACA is allowing the premium cost to stay within 9.5 percent of your income if you are in the 400 percent above poverty income range. Our premiums were well above that percentage of our income.

This high premium stuff with riders and coinsurance has been going on for us since 2007 when we lost our group coverage, with hugely increasing premiums every year. Before we got any help from insurance our out-of-pocket would have been $30,000. Our joined premium per month will be $660 and our maximum out-of-pocket for care will be $3,250 each. I feel like I won the lottery: no riders and no preexisting Blue Cross policies with nationwide providers.

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03
Apr
14

“Miracle” Achieved: 7.1 Million And Counting

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Joanne Kenen and Kyle Cheney: White House: 7 Million Signed Up For Obamacare

More than 7 million people signed up for health insurance through Affordable Care Act exchanges through Monday night’s deadline, White House press secretary Jay Carney announced. A total of 7,041,000 people signed up, Carney said, and that number doesn’t include enrollment surges that took place in the 14 states running their own insurance marketplaces. Carney said the administration expects that the final numbers will also show sharply higher enrollment by young adults, but he said no demographic breakdowns are available yet and was unable to say how many of the enrollees were previously uninsured. The law’s impact on the uninsured, he said, was intended to be measured over three years.

He called estimates that 40 percent of all enrollees must be young and healthy a “red herring” and that enough young people had already enrolled to keep Obamacare exchanges stable. Carney also ripped Republicans for what he said was a laser-focus on undermining the law — an effort he said “has come to naught and it will come to naught.” “Folks out there who want to take those benefits away from the American people … have spent and will spend millions of dollars making their argument, often using false examples and false facts,” he said. “We are feeling good. It’s been amazing to see the consumer interest and the work that’s been done on the ground. … Yes, I am smiling!” said Anne Filipic, president of Enroll America.

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“Miracle” achieved, AP.

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Dylan Scott: Obamacare Sign-Ups: 7,041,000

How many people have signed up for private coverage under Obamacare? 7,041,000, White House Press Secretary Jay Carney announced Tuesday afternoon. That number is likely to rise: It does not include the Monday sign-ups in the 14 states operating their own marketplaces. In addition, the enrollment deadline was relaxed for people having trouble completing the process, so some people could still sign up in the next two weeks.

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Image: Supreme Court Upholds Obama's Affordable Care Act

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Tara Culp-Ressler: BREAKING: More Than 7 Million People Have Now Enrolled In Obamacare

On Tuesday, White House Press Secretary Jay Carney announced that Obamacare enrollment has officially topped seven million — exceeding the expectations for the health law after persistent website glitches made the enrollment process more difficult for some Americans. The 7,041,000 figure reported by the administration does not include the people who enrolled in state-based exchanges on Monday, and also doesn’t include anyone who’s still waiting in the queue for their application to be processed.

There was widespread recent speculation that Obamacare enrollment would successfully hit the seven million mark. On Monday night, administration officials told the Associated Press that Obamacare was “on track” to sign up seven million people. During his daily briefing on Tuesday afternoon, Carney confirmed that health law sign-ups have now surpassed that threshold, as Americans rushed to get their applications in before the end of the first open enrollment period.

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TPM: Obama Tells GOP: Time To Get Over Obamacare

Touting the news that Obamacare had reached 7 million sign-ups, an almost unthinkable achievement so soon after the law’s disastrous October launch, President Barack Obama sent a direct message Tuesday to Republicans and their efforts to stymie the law: Get over it. “The debate over repealing this law is over. The Affordable Care Act is here to stay,” Obama said Tuesday in the White House Rose Garden. “In the end, history is not kind to those who deny Americans basic economic security. Nobody remembers well those who stand in the way of America’s progress or our people. That’s what the Affordable Care Act represents.”

The president’s remarks followed an unprecedented flurry of good news this week for the law and its supporters. Enrollment beat the Congressional Budget Office’s original projection, which had been revised down after HealthCare.gov website flopped in the fall. The Los Angeles Times estimated that 9.5 million previously uninsured people had been covered. A Washington Post-ABC News poll found that support for Obamacare broke even for the first time.” This law is doing what it’s supposed to do. It’s working. It’s helping people from coast to coast. All of which makes the lengths to which critics have gone to scare people, or undermine the law, or repeal the law… so hard to understand,” Obama said. “I don’t get it. Why are folks working so hard for people not to have health insurance? Why are they so mad about the idea of folks having health insurance?”

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