Posts Tagged ‘indiana

31
Mar
15

A Tweet Or Two

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So sorry for the setback, GB. We here at TOD want you to know that we have your back, we admire your strength and courage, and we are rooting for you all the way

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Yay

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Different day. Same disgusting BS

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Wow

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There is no pleading ignorance about nooses. When you use a noose against a Black person, everyone knows what you mean. Everyone one knows the threat, violence, and racism it represents. Everyone knows that you are terrorizing Black people

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But…but…cops are here to protect everyone

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Great article

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Continue reading ‘A Tweet Or Two’

30
Mar
15

A Tweet Or Two

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This is insane

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Must Read

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Continue reading ‘A Tweet Or Two’

21
Mar
15

What the Affordable Care Act means to me…. coverage for $1/month!

I’m not sure where to begin…so let me go back to a little over three years ago when I had to begin the process of purchasing health care on the individual market.

I was no longer able to stay on my parents plan and my COBRA coverage had run out from my previous employer (somewhat ironically selling Healthcare/Life insurance) and thus began an exhaustive search for an affordable option.

I had several pre-existing conditions due to basketball/tennis related injuries that required several surgeries and had moved backed to Indianapolis to help my father recover from serious heart problems. The job market wasn’t great at the time so I figured I would work part-time and go back to school.

After finally settling on what I thought would be the kind of coverage ideal for me, I purchased a plan from Anthem Blue Cross/Blue Shield. They are the largest insurance provider in the state and had a decent plan that fit my needs. It was called the Lumina 2500.

The plan was pretty cheap (139/month) considering it was on the individual market. The crux of the plan was I would have no co-pay for doctor visits/ER/pharmacy, but I had to pay the negotiated price between the provider/insurance companies in full.

For example: If I got sick and went to the family physician and the bill was ~ $200 I would end up paying $80, if the medicine was ~ $60 I would pay ~ 25 depending of if there was a generic available (the ~ $85 total all of went toward my deductible of $2500 which was also the maximum out-of-pocket for the year).

This plan worked for me because I knew no matter what happened in a given year I would never have more $4000 in expenses (including my premium). I only got one major cold during the three  following years so I thought this was great. ABBS did jack my rate up ~20% every year (2014 premium was $180) but I  could live with that since the Affordable Care Act would be available shortly.

 To my chagrin, Gov. Pence did not set up a state exchange last year and also didn’t expand Medicaid.

At the end of 2013 I decided to go to school full-time in the hopes to get into a radiology program. At the same time I was hoping to find a better option on the national healthcare marketplace once it was rolled out. I came to find out that Anthem dominated the insurance market here in the state of Indiana (they were essentially the only company that joined the marketplace that had good in-network providers)….. the kicker was being a pseudo monopoly all their comparable plans were actually closer to $400/month. Since I didn’t have enough taxable income, I also didn’t qualify for any subsidies so I was stuck with my current plan & the expectation of a rate hike ever year…. or so I thought.

Around early Nov. 2014, Anthem announced that it was discontinuing my insurance plan and I had to find another one through them or another insurance company. The insurance commissioner of our state was one of only two in the country (according to Anthem, Connecticut was the other) that were not extending the grandfather clause of allowing you to keep your insurance plan if you liked it.

Continue reading ‘What the Affordable Care Act means to me…. coverage for $1/month!’

17
Feb
14

President Obama’s America

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Quinn Brenneke: Unemployment Down, Ed Neufeldt’s Bracelets Come Off

Ed Neufeldt vowed to wear three green bracelets until unemployment rates fell below 7 percent. He told The Elkhart Truth in 2012, “I may be wearing them to my casket,” but on Thursday they came off. “I thought that would never happen,” he said looking at the bracelets in his hand. Unemployment rates posted this week prompted Neufeldt to symbolically remove his three bracelets, which represented unemployment rates in the U.S., Indiana and Elkhart County. Rates in all three are now below seven percent.

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Neufeldt began speaking about unemployment to media outlets especially after he introduced President Obama during his visit to Elkhart County in 2009. Neufeldt said he thinks he has had 80 media interviews since. The future of Elkhart County, he said, is optimistic. “Elkhart County has hope for the future,” he said. His 18-year-old daughter recently started her first job. “Five years ago,” he said, “you couldn’t event go out and get a job.” “I think Elkhart County is blessed,” he said. “We have recovered.”

More here

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David Lat: How Did Two Young Lawyers Get To Have Dinner With The Obamas?

Caleb Ballew and Kourtney Ballew. They’re a pair of twenty-something, small-firm lawyers from Huntsville, Alabama. Say what? Did the Obama White House get Salahi’d again? Actually, no. The Ballews came as honored guests of President Obama and First Lady Michelle Obama. Because the Obamas have had so few state dinners, invitations to the ones they do host are in especially high demand. How did two recent law school graduates score one of the most coveted invites in the country? Near the end of 2010, out of financial necessity, the Ballews allowed Kourtney’s health insurance to lapse. She hadn’t had any major health issues up until that point, and they expected that it would be a temporary measure. But during that time period when she was uninsured, Kourtney got diagnosed with a medical condition that could require multiple — and expensive — surgical procedures. Luckily, as a result of health care reforms initiated by President Obama, Kourtney was able to avail herself of a government-run Pre-Existing Condition Insurance Plan. This allowed Kourtney to have her two surgical procedures — which went smoothly, thankfully — at a fairly minimal cost. Had the Ballews had to pay out of pocket for the surgeries, it would have been crippling.

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In November 2012, shortly after President Obama won re-election, Caleb sent a heartfelt letter of gratitude to the president. In the letter, which Caleb described to AL.com as “a pretty emotional letter,” he congratulated the president on his reelection, praised him for delivering on his campaign promises, and thanked him for making such a huge difference in the Ballews’ lives. On Monday, February 3, Caleb received an email inviting him to the State Dinner for President Hollande taking place on Tuesday, February 11. When they reached President Obama, a White House functionary announced the Ballews to the president. As they shook hands, the president said to Caleb, without any prompting, “I really enjoyed your letter. Thank you so much for that.” “I was very impressed,” Caleb said. “There were a number of us ordinary citizens at the dinner, and I was so impressed that the president remembered me and my letter.” After Caleb and President Obama exchanged some pleasantries, the president said to Caleb, “You’re sitting at my table.” “I thought he just used that line on everyone,” Caleb told me. “So I said to him, ‘Mr. President, I don’t believe they’d seat me at your table.” “I’m pretty sure,” President Obama said to Caleb. “I’ll see you in there.” When they arrived, Caleb asked one of the honor guards where he could find the Ballews’ table, table 19. Caleb expected it to be a table somewhere off in a corner. The guard, without even having to look around, directed Caleb towards the large rectangular table directly in front of the stage. “I said a four-letter word to Kourtney,” Caleb recalled, “then said, ‘We are sitting with the president tonight!’”

More here

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