Posts Tagged ‘insurance

17
Nov
14

A Decline In Dangerous Premature Births. Thanks, ObamaCare

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Michelle Andrews: Dangerous Premature Births Decline In States That Expanded Medicaid

The percentage of babies born prematurely fell to 11.4 percent in 2013, its lowest level in 17 years, according to an annual March of Dimes report released this week. While many factors contributed to the decline, officials say the health law’s expansion of Medicaid to adults with incomes up to 138 percent of the federal poverty level has played a role. Going forward, other health law provisions will likely contribute to further reductions in preterm births, defined as live births at less than 37 full weeks, women’s health advocates suggest.  The health law’s expansion of public and private health insurance coverage to millions of women will likely have the largest impact on reducing preterm births, says Adam Sonfield, a senior public policy associate at the Guttmacher Institute, a reproductive health research and education organization.

Pregnant women who meet their state’s income eligibility standards (typically at or near 200 percent of the federal poverty level, or $23,340), can receive Medicaid services until 60 days after they give birth, but more consistent coverage helps ensure that women are healthy before they become pregnant and that they receive early prenatal care. Other health law provisions will make inroads as well, according to Sonfield, who authored a Guttmacher brief on pregnancy-related services shortly after the law passed in 2010. Maternity and newborn care is now required coverage in plans sold on the individual and small group markets. A range of preventive services must be provided free of charge to pregnant women, including folic acid supplements, smoking cessation counseling, screening for gestational diabetes and prenatal care.

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11
Oct
14

Thanks To ObamaCare, Happy Dances Are Here Again

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Sharing my Affordable Care Act (aka Obamacare) recent Happy Dance re: No rate increases for my medical plan for 2015, dental rate decreased, while the Benefit Maximum more than doubled, yea!!). in the last 3 months, I have had a flu shot, a mammogram, and a blood test, all without co-pays. My yearly dental X-Rays scheduled for December is also without any other costs. Finally, the one medication that I take is only 1.81 $ for a month’s supply. When I retired in the summer of 2013, my biggest financial concern was the cost of health care (I am under 65 and single) that I would be directly responsible for for the first time (it was an employee benefit prior to this). It has been manageable so far, thanks, in part, to the ACA. When I received the news that there would be no rate increases for 2015, I was greatly relieved. I love Obamacare and the man who brought it to us. I am always so tickled that the term that the GOPers used as a pejorative, has instead insured that PBO would forever get credit for this law that has begun to transform the health and well-being of our nation.

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09
Sep
14

ObamaCare: Still Standing Strong

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Paul Krugman: Obamacare Life Spiral

Imagine taking a time machine back to 2010 and telling Republicans in Congress, who were arguing that the CBO was wildly underestimating Obamacare’s cost, that the law would be cheaper than predicted and, at least in the states that accepted its Medicaid dollars, cover more people than the Congressional Budget Office thought. After the laughing and mocking and the calling of security, let’s say you offered this prediction in the form a of a bet. What odds do you think Obamacare’s critics would have offered? 2:1? 5:1? 10:1? But you don’t have to go back to 2010. Look at John Cochrane in late 2013, taking it for granted that Obamacare would implode in a death spiral within a few months. Look at The Hill just four months ago, telling us that double-digit premium hikes were coming.

One question we might ask here is, why is the news so good? The answer, I’d suggest — although I hope the real experts will weigh in — is that we’re actually seeing the opposite of a death spiral; call it a life spiral. For one thing, the huge surge in enrollments late in the day meant that the risk pool this year is better than insurers expected, and they now expect 2015 to be better still. Also, importantly, big enrollments mean that more insurers are entering the market, increasing competition. And, of course, the better the deal the more people will sign up: success feeds success.

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Kaiser Family Foundation: Premiums Set To Decline Slightly For Benchmark ACA Marketplace Insurance Plans In 2015

An early look at the cost of health insurance in 16 major cities finds that average premiums for the benchmark silver plan – the one upon which federal financial help under the Affordable Care Act to consumers is based – will decrease slightly in 2015. The new study from the Kaiser Family Foundation analyzes premiums in the largest cities in 15 states and the District of Columbia where information from rate filings is available. Premiums for the second-lowest cost silver plan for individuals

will fall by an average of 0.8 percent from current levels in these cities when open enrollment begins on Nov. 15, according to the study. The analysis finds that the premium for the second-lowest-cost silver plan is decreasing in 7 of the 16 areas studied – but also that changes in average premiums will vary considerably across areas. At least two insurers will offer coverage through the marketplaces in the major city in each of the 15 states studied and D.C. Most areas will have five or more insurers, and three will have 10 or more.

More here

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