Posts Tagged ‘loans

13
Dec
13

Rise and Shine

President Obama and First Lady Michelle Obama are introduced at the “Christmas in Washington” taping at the National Building Museum in Washington, D.C., Dec. 13, 2009 (Photo by Pete Souza)

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Today (All Times Eastern):

1:0: Jay Carney briefs the press

2:15: President Obama and VP Biden meet with newly elected mayors

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Michael Tomasky: Told You So: Obamacare’s Back

From an atrocious starting point, enrollment on HealthCare.gov is essentially quadrupling. As predicted, by next fall, the law is going to be a net plus for Obama and the Democrats.

….. if we could graph it, the bar line of enrollment would make for a pretty impressive ski slope: After just 27,000 people signed up in the whole of October, about 100,000 people signed up in November, and then, in the first week of December alone, 112,000 chose plans …. If that pace were to continue, the 7 million figure would be cleared in March.

…… I would definitely and unflinchingly bet on the central proposition I argued last week:  By next fall, HealthCare.gov is going to be a net plus for Obama and the Democrats.

…. The thing is that all this isn’t going to make the papers and the cable channels much. There isn’t a lot of inherent news value in a free cervical-cancer screening or a prescription-drug refill. But these millions of people live real lives, not on TV, and they and their families and friends will know what has happened.

More here

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PCTC: Ever See An Insurance Company’s Pre-Existing Conditions? They’re Scary

If you’re wondering why so many people claim they liked their old health insurance, the answer is simple. Very few people with health insurance ever use it for anything other than health maintenance, like doctor visits and annual checkups and the like.

What many people seemed to be unaware of was that, under their old insurance policy, their company could simply refuse to sell them insurance, or cancel their insurance, and/or deny payment of a claim if, at any point, they decided they had a pre-existing condition.

…. And if you think pre-existing conditions were limited to extremely serious conditions, think again. Here is a list of pre-existing conditions from Blue Cross and Blue Shield of Illinois, issued in 2011 (see link)

…. Be happy for Obamacare. Your insurance is better, because it’s now actually insurance.

Full post here

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Detroit Free Press: Ford To Hire 5,000 U.S. Workers In 2014

Ford will hire about 5,000 employees in the U.S. next year, during which it plans to launch 16 new vehicles in North America, including the 2015 Mustang and F-Series, and seven in the rest of the world.

The jobs will include salaried and hourly positions and are in addition to 14,000 added during the last two years in preparation for the new product onslaught coming, said Joe Hinrichs, Ford president of the Americas.

…. The expansion comes as the U.S. industry wraps up its best sales year since 2007, fueled by easier credit and rising consumer confidence.

…. “2014 will be our biggest year for product launches in our 111-year history,” Hinrichs said. “We keep investing in product.”

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Get Covered

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Michael Daly: What If The Founding Fathers Saw Newtown?

In a home built 45 years before the Second Amendment, six scared kids hid after their teacher and 20 classmates were shot dead. Our nation’s fathers would be weeping with the angels. Forget the Sandy Hook killer, but remember the Sandy Hook heroes such as 6-year-old Jesse Lewis, who had just seen his teacher shot when the gunman’s rifle jammed. Rather than use this moment to save himself, Jesse called to some fellow first graders who were standing off to the side, holding hands. “Run!” he told them. In the next moment, Jesse was killed, but the other youngsters escaped. Six of them, four boys and two girls, ended up outside a small yellow frame house nearby that is home to a psychologist named Gene Rosen.

 “We can’t go back to school,” one of the boys reportedly told Rosen. “Our teacher is dead.” In the mid-afternoon, I found the house empty and still, the stuffed animals where the children had left them as they headed home, having escaped the killer thanks to the monumental courage of a tiny hero. I took note of a wood plaque that attested to the year the house had been built. “1746” That was 30 years before the Declaration of Independence, 45 years before the ratification of the Second Amendment. I wondered what the founding fathers—whom the gun rights people love to invoke—would have said if they had happened to pass by here back then and been suddenly bestowed with the gift of prophesy.

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Suzy Khimm: Budget Deal Passes The House

In sharp contrast to the strife and infighting that led to the government shutdown, the House easily passed a bipartisan accord that sets spending levels for the next two years. The budget deal, which passed 332-94, marks a key victory for Speaker John Boehner, who struggled mightily to contain the GOP’s right flank just weeks earlier. The deal would reverse about one-third of sequestration’s automatic cuts for the next two years and reduces the deficit by $23 billion through higher fees and federal pension cuts, among other measures.

Thirty-two Democrats also voted against the bill, with many blasting the bill for failing to include an extension of federal unemployment insurance, which will expire at the end of December for 1.3 million jobless Americans. It was the last day the House was in session this year, leaving Democratic leaders resigned to revisiting the issue in early 2014. “Embrace the suck,” Democratic Leader Nancy Pelosi told her caucus earlier Thursday. “We need to get this off the table, so we can go forward.”

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Des Moines Register: Branstad, Feds Reach Agreement On Health Insurance Program For Tens Of Thousand Of Poor Iowans

Gov. Terry Branstad and federal officials have reached an agreement that will allow tens of thousands of poor Iowans to gain public health insurance. The two sides had been negotiating for months over details of the Iowa Health and Wellness Plan, which is an alternative to expanding Medicaid. The new program is to take effect Jan. 1, so time was running short. If no agreement had been reached, more than 50,000 people who now have public coverage would have become uninsured.

Federal officials announced Tuesday that they had approved the proposal, except for one part. They said they could not allow Iowa to charge monthly premiums to people who make less than the poverty level if they failed to comply with healthy activities, such as undergoing annual health assessments. Under the agreement, the state will be allowed to charge a few dollars per month in premiums for such people starting in 2015, but it won’t kick them off the insurance if they fail to pay. The Iowa Health and Wellness Plan will offer health insurance to Iowa adults who make up to about $11,500 per year. A related program, the Marketplace Choice Plan, will offer insurance to people making between that amount and about $15,900. People who think they might qualify can sign up by contacting the Iowa Department of Human Services. Go to https://dhsservices.iowa.gov/apspssp/ssp.portal, call 855-889-7985, or visit a local DHS office.

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BBC: Ukraine Court Frees Protesters Held After Kiev Clashes

A Ukrainian court has freed nine people arrested during clashes between pro-EU protesters and riot police, a key demand of the protest movement. The nine were arrested during a violent crackdown on 30 November to drive protesters away from the presidential administration in the capital Kiev. Amid the international outrage, US Secretary of State John Kerry expressed “disgust” at the use of force. Protest leaders have joined talks with President Viktor Yanukovych.

Hundreds of demonstrators remain camped out in freezing temperatures on Kiev’s Independence Square, their numbers swelling each evening as thousands of others join them. The protests erupted last month after President Yanukovych pulled out of an association agreement with Brussels, which would have been a crucial step towards the former Soviet republic’s integration into the EU. His government continues to give conflicting signals over whether it will press ahead with the agreement after all.

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Senate.Gov: Senate Confirms Seven Nominations

Cornelia T.L. Pillard, of the District of Columbia, to be U.S. Circuit Judge for the District of Columbia Circuit. Chai Rachel Feldblum, of D.C., to be a Member of the Equal Employment Opportunity Commission. Elizabeth A. Wolford, of New York, to be U.S. District Judge. Landya B. McCafferty, of N.H., to be U.S. District Judge. Patricia M. Wald, of D.C. to be a Member of the Privacy and Civil Liberties Oversight Board. Brian Morris, of Montana, to be U.S. District Judge for the District of Montana. Susan P. Watters, of Montana, to be U.S. District Judge for the District of Montana

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Philip Elliot: Changes Ordered For College Loans For Gay Couples

Students in same-sex marriages will be treated the same as their straight married classmates when it comes to federal college loan applications, Education Secretary Arne Duncan said Friday in a shift that reflects this year’s Supreme Court ruling that broadened gay rights. “We must continue to ensure that every single American is treated equally in the eyes of the law, and this important guidance for students is another step forward in that effort,” Duncan said in a statement. The Education Department also revised its required Free Application for Federal Student Aid to reflect more inclusive language about students and their parents. The department said it would recognize a student — and parents — as legally married if the couple was legally married in a state that permits same-sex marriages.

The new application forms do not distinguish between gay or straight marriages. The department also said students’ eligibility for federal aid would be the same in all 50 states, regardless of where the student attends school. For instance, a same-sex couple from Massachusetts, where gay marriage is legal, would be treated the same as a straight couple if one or both applied for a federal student loan to attend a school in one of the 34 states that do not permit gay marriage. The same standards would apply to parents in same-sex marriages. Before the Supreme Court ruled this summer, the Education Department was bound by the Defense of Marriage Act, which prohibited all federal agencies from recognizing same-sex marriages. The Clinton-era law defined marriage as between one and one woman and hurt many applicants in same-sex marriages.

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Brian Beutler: Obama’s Shutdown Critics Look Like Morons After Budget Deal

Guess what, tired Beltway pundits: Obama’s successful leadership from October brought an end to GOP hostage-taking. most conservatives, and several allies of convenience in the mainstream media, argued that Obama needed to get his hands dirty and negotiate a settlement of both issues, even if it meant paying a modest ransom to the GOP. That his refusal to be extorted, to haggle over the terms of his own surrender — to say nothing of his prior inability to strike a grand bargain with the same hostage-taking party — amounted to a failure of leadership. Many said his position was unsustainable. National Journal’s Ron Fournier argued paradoxically that while Obama couldn’t cave to GOP ransom demands, he also needed to negotiate a ransom. Or that a more adroit leader would have been able to wring a mutually agreeable budget deal out of uncompromising House Republicans.

The budget agreement Rep. Paul Ryan, R-Wis., and Sen. Patty Murray, D-Wash. struck this week — mutually agreeable to many Democrats and many Republicans — badly discredits both arguments. “We’ve got to find a way to make divided government work,” Ryan told reporters Wednesday. It’s very hard to look back at the events of the past couple months and not credit Obama with provoking this volte-face. The deal he struck with Murray, by contrast, wasn’t negotiated under threat of default. As such, it contain no fruits of the right’s extortion fantasies. No cuts to big social insurance programs. No pound of Obamacare flesh. In that sense his refusal to negotiate in October wasn’t a failure of leadership, but precisely the tough-minded act of leadership Republicans needed to reach an understanding of the limits of their power.

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On This Day:

President Obama and First Lady Michelle Obama address guests in the Grand Foyer of the White House during a holiday party, Dec. 13, 2009 (Photo by Pete Souza)

Christmas in Washington, December 13, 2009

First Lady Michelle Obama greets patients and staff at the Children’s National Medical Center in Washington, D.C., Dec. 13, 2010 (Photo by Samantha Appleton)

President Obama pretends to shave a boy while filling care packages with Kobe Bryant of the Los Angeles Lakers during a NBA Cares service event at the Boys and Girls Club at THEARC December 13, 2010

President Obama is joined by members of the 2010 NBA champion Los Angeles Lakers for an NBA Cares service project at the Boys and Girls Club at THEARC in Washington, D.C., Dec. 13, 2010. Lakers’ Head Coach Phil Jackson is at right ( House Photo by Pete Souza)

President Obama checks his BlackBerry en route to the Oval Office, Dec. 13, 2010 (Photo by Pete Souza)


President Obama signs the Healthy, Hunger-Free Kids Act of 2010 into law at Harriet Tubman Elementary School in Washington, D.C., Dec 13, 2010

15
Aug
13

Rise and Shine

A year ago today: “The President hugs the First Lady after she had introduced him at a campaign event in Davenport, Iowa. The campaign tweeted a similar photo from the campaign photographer on election night and a lot of people thought it was taken on election day.” (Photo by Pete Souza)

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The Hill: Obama Group’s New Ad Touts Healthcare Law Insurance Rebates

The political advocacy group spun off from President Obama’s reelection campaign on Thursday unveiled a new ad touting the benefits of ObamaCare, their third national ad as the administration readies to rollout their healthcare reforms.

The new ad from Organizing for Action (OFA), titled “Every Day” features a North Carolina family discussing the insurance rebate they received under the healthcare law. The parents Rebecca and Russell worried about how to pay for their son’s medical care in the face of rising premiums.

“When the Affordable Care Act was passed we ended up getting a $350 rebate from our insurance company and then his premiums were going to go down by $60 a month,” says Rebecca in the ad.

“ObamaCare is helping everyday families every day,” reads onscreen text.

“It’s nice to see somebody looking out for the little guy,” says the father Russell.

“The law works,” Rebecca adds.

More here

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Steve Benen

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The Grio: Eric Holder’s Sentencing Reforms Represent A Sea Change

This week, Attorney General  Holder announced that Federal Prosecutors would have more discretion (i.e. more leeway) in maneuvering around some of this nation’s more draconian sentencing practices impacting substance abusers and others whose lives and families have been decimated by the so-called War on Drugs. Nearly half of the federal inmate population is serving time for drug offenses.  The significance of this policy shift initiated by AG Holder and the DOJ should not be underestimated.

Holder’s announcement this week signals both his leadership and commitment to these issues as well as his capacity to hear and respond to calls for equal justice from the litany of voices aimed at ending the war on drugs and reforming our broken criminal justice system. The Department of Justice memo sent to all U.S. federal prosecutors this week requires them to not include information regarding drug quantities – thereby allowing them to sidestep mandatory minimums – for drug defendants that meet a reasonable set of criteria, including having no affiliations with drug cartels or other criminal organizations, no prior criminal record, and no violent crimes connected to their offenses.

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Jonathan Cohn: The Big Savings Obamacare Critics Miss

Obamacare critics keep insisting that Obamacare is a bad deal for most people buying insurance on their own. And a big reason is that they don’t think much of the subsidies.

I know. You’re getting tired of hearing about the subsidies. Bear with me, because today we have some new and important information, thanks to a new study from the Kaiser Family Foundation.

To review: Obamacare provides offers tax credits to offset the cost of insurance. If your income is less than four times the poverty line, and if you’re buying through one of the new insurance exchanges, then the tax credit will operate like a discount. The less money you have, the bigger the discount. Nowadays, most Obamacare critics acknowledge that the subsidies exist. But they tend to dismiss them as trivial. “Some low-income people will get subsidies,” Rich Lowry of the National Review wrote on Monday. “But that doesn’t change the essential facts.”

Actually, it does change the essential facts—by quite a lot….

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USA Today: Obama Team Alters College Loan Program

The Obama administration has made changes to a college loan program designed to help more families qualify for college aid.

African-American college presidents and lawmakers had sought changes to the PLUS loan program…..

“The Education Department says families that have recent but small-scale debt may now become eligible for PLUS loans through appeals …. Black lawmakers have been pressuring the administration, saying large numbers of previously eligible applicants have been denied aid under tighter credit rules.

“Parents and graduate students who use PLUS loans have no borrowing limit, but they face some of the highest interest rates in the federal student loan system.”

Full post here

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Carrie Healey: Obama’s Half-Sister Speaks On Human Trafficking, Peace Gardens

President Obama’s half-sister, peace advocate and educator, Dr. Maya Soetoro-Ng spoke today at the Center for American Progress on human trafficking.

Dr. Soetoro-Ng proposed the U.S. plant peace gardens, create “reflective spaces,” and practice yogo in an effort to bring peace to victims of trafficking.

“My brother’s administration is committed to addressing this issue,” she said in regards to Obama’s handling of the issue. ”But today I would like us to consider some grassroots, pro-active, preventative, and educational solutions.”

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USA Today: Obama bus stops: Buffalo, Syracuse, Binghamton

President Obama’s two-day bus tour next week will start with three cities in Upstate New York: Buffalo, Syracuse and Binghamton.

The major topic will be college education.

Obama will “discuss the importance of ensuring that every American has access to a quality education by reducing costs and improving the value of higher education for middle-class students and their families,” said White House spokesman Josh Earnest.

The tour will be Aug. 22 and 23.

The bus tour – the latest in a series of middle-class speeches Obama has been delivering – will also include yet-to-be-determined stops in northeastern Pennsylvania.

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Charles Pierce: A Fine Bromance

Remember when a whole bunch of suckers from our side of the aisle got all gooey about Rand Paul, because Aqua Buddha and Aqua Buddha alone stood between us and a Hellfire missile fired up our keisters from a drone because we said mean things about the president? Well, in the days since, Aqua Buddha’s shown that he has more than a small sweet-tooth for the days when Freedom meant states could keep black people from eating in restaurants and, of course, voting:

“So really, I don’t think there is objective evidence that we’re precluding African-Americans from voting any longer.”  

….The suckers should be embarrassed to have lined up with this clown.

Full post here

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ThinkProgress: Three Republicans Who Opposed Sandy Relief Now Demand Disaster Aid For Arizona

Arizona Republicans Sen. Jeff Flake, Sen. John McCain, and Rep. Paul Gosar all voted against emergency relief funding after SuperStorm Sandy ravaged much of the New Jersey and New York area earlier this year. Now, following an Arizona wildfire, the same trio is vocally complaining that the Federal Emergency Management Agency (FEMA) is not doing enough to aid their state.

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Time

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As Steve Benen said, “always check your spelling when writing about education”:

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On This Day:

Aug. 15, 2010 – Pete Souza: “Back in the Gulf Coast for a weekend, the President and First Lady toured St. Andrews Bay on a boat in Panama City Beach, Fla. I noticed their hands touching as they held the rail on the boat.”

Aug. 15, 2010: President Obama and daughter Sasha steer the “Bay Point Lady” during a tour of St. Andrews Bay off Panama City Beach, Fla. (Photo by Pete Souza)

Aug. 15, 2011: President Barack Obama greets children from the Valleyland Kids summer program outside a school in Chatfield, Minn., during a three-day bus tour in the Midwest (Photo by Pete Souza)

Aug. 15, 2011: President Obama holds a baby as he arrives for lunch at the Old Market Deli in Cannon Falls, Minn. (Photo by Pete Souza)

Aug. 15, 2011: President Obama greets people outside the Old Market Deli in Cannon Falls, Minn. (Photo by Samantha Appleton)

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31
May
13

President Obama addresses tuition rates

President Obama makes a statement on student loans in the Rose Garden of the White House, May 31

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Text of remarks here

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31
May
13

Rise and Shine

@lacasablanca: Oval Office meeting: President Obama and @sr_simone of “Nuns on the Bus” discussed #ImmigrationReform

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Today:

10:20: The President delivers remarks on student loans (White House Live)

10:50: Meets with NATO Secretary General Anders Fogh Rasmussen

12:30: Press Briefing by Jay Carney

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Yep, how things have changed…..

Washington Post (March 2006): Off the Record, Bush Makes Media Inroads …. As he defends his Iraq policy with a public campaign of speeches and a recent news conference, President Bush also has been waging a private campaign that has included off-the-record sessions with White House reporters….

One gathering, which took place Thursday in the White House residence, was an unusual gesture by Bush, who has agreed to comparatively few lengthy exchanges with reporters during his five years in office….

Last week’s session involved reporters from several prominent broadcast and print outlets, including ABC News and The Washington Post. Under the off-the-record ground rules, the journalists were barred from reporting what was discussed. White House officials said they also hoped the meetings’ mere existence would remain under wraps….

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Joe Conason (National Memo): …. The notion that Barack Obama is “Nixonian” – or that his administration’s recent troubles bear any resemblance to “Watergate” – is the biggest media lie since the phony “Whitewater scandal” crested during the Clinton presidency.

…. Only in a country afflicted with chronic historical amnesia could they issue such accusations without shame or embarrassment. Only under those circumstances could the Republicans continue their fitful fabrication of a “Democratic Watergate” without fear of being laughed off the stage….

…. But certain liberals in the media have fretted loudly over Obama’s “scandals,” too …..  is it all just trumped-up hysteria? To answer those questions, it helps to remember what Nixon and his gang actually did to America – and why they were driven out of Washington and, in many cases, sent to prison….

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Steve Benen: Student loans reclaim center stage ….. President Obama will deliver remarks, flanked by college students, on a subject that too often goes overlooked: student loans. With a looming interest rate hike, the president will reportedly “call on Congress to help keep college affordable for middle-class families and students by preventing student loan interest rates from doubling on July 1.”

…. House Republicans say they’ve already passed a bill on this, which is true. They also say their bill is worthwhile and consistent with White House demands, which is not true…..

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SmartyPants

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Yep, austerity works so well:

Bloomberg: Euro-area unemployment increased to a record in April after the currency bloc’s recession deepened in the first quarter, increasing pressure on its leaders and the European Central Bank to spur economic growth.

The euro-area jobless rate rose to 12.2 percent from 12.1 percent in March…. to 19.38 million in April, up 95,000 from the previous month. Youth unemployment was at 24.4 percent …. Spain had the highest rate at 26.8 percent. No April data were available for Greece, which had a 27 percent rate in February.

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@WhiteHouse

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30
May
13

Rise and Shine

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President Barack Obama greets Minority Whip Steny Hoyer and ceremony participants backstage before the signing of the Export-Import Bank Reauthorization Act of 2012 in the South Court Auditorium of the Eisenhower Executive Office Building, May 30, 2012. (Official White House Photo by Pete Souza)

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Tom Kludt: An overwhelming majority of Americans said that the economy and unemployment should take precedence over the Congressional investigations into the Internal Revenue Service’s targeting of conservative groups, the Justice Department’s subpoena of Associated Press phone records and last year’s deadly attack in Benghazi, Libya, according to a new poll from Quinnipiac University released Thursday.

The poll found that 73 percent of American voters nationwide believe that dealing with the economy and unemployment should be a higher priority than the investigations. Fewer than a quarter of Americans — 22 percent — believe that the investigations should be the higher priority.

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Washington Post: President Obama plans to nominate James B. Comey, a former senior Justice Department official in the George W. Bush administration, to replace Robert S. Mueller III as FBI director, according to two people with knowledge of the selection process. Comey was famously involved in a 2004 hospital-room confrontation with White House counsel Alberto Gonzales and the president’s chief of staff, Andrew H. Card Jr. The two White House officials were attempting to persuade Attorney General John D. Ashcroft, who was recovering from emergency surgery to remove his gallbladder, to reauthorize a controversial warrantless domestic eavesdropping program.

Comey, who was acting attorney general in Ashcroft’s absence, had refused to agree to extend the program. When he learned that the White House was attempting to go around him and get the ill Ashcroft to sign off on an extension, Comey rushed to George Washington University Medical Center, arriving just before Gonzales and Card. Comey explained to Ashcroft what was happening and, when the White House officials arrived, the attorney general raised himself up and said he never should have authorized the program. He gestured at Comey and said, “There is the attorney general,” according to an account by former Washington Post reporter Barton Gellman.

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James Comey

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Steve Benen: Comey isn’t exactly your typical Republican. We are, after all, talking about a Republican attorney who balked at the legality of the Bush/Cheney warrantless wiretap program, signed a legal brief endorsing marriage equality, believes terrorist suspects should be tried in America’s criminal-justice system, and even endorsed Eric Holder’s Attorney General nomination in 2009. For some of the rabid partisans on Capitol Hill, I suspect Comey will be seen as a RINO (Republican In Name Only).

But there’s one other angle that’s worth thinking about as the process unfolds: if Obama had any reason to worry about ongoing investigations casting the White House in a negative light, the president would not have chosen a Republican with a history of independence to lead the FBI. On the contrary, if Obama were the least bit concerned about the so-called “scandals,” he’d be eager to do the opposite — choosing a Democratic ally for the FBI. With this in mind, by selecting Comey, the president not only sends a bipartisan signal, but also one of great confidence.

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