Posts Tagged ‘obamacares

05
Mar
15

The Uninsured Rate Keeps Going Down. Thanks, ObamaCare

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Jenna Levy: Snapshot: U.S. Uninsured Rate Edging Down In First Quarter

The open enrollment period for Americans to purchase a healthcare plan for 2015 through the Health Insurance Marketplace ended Feb. 15, but this deadline was extended to Feb. 22 — and even longer for some applicants. Many states extended their enrollment deadlines even longer, and this report would not fully reflect those who obtained health insurance right before the deadline. The uninsured rate for the first two months of the year is down 0.6 percentage points from the fourth quarter of 2014. Gallup and Healthways will publish the results for the entire first quarter in early April, and if the downward momentum continues, the drop in the uninsured rate may be slightly larger than this preliminary figure.

The uninsured rate could decline further in the first quarter if the rate in March — when more interviews will be completed after most enrollment deadlines have passed — remains steady or drops even lower. The Obama Administration will also re-open the exchanges from March 15 to April 30 for a special enrollment period aimed at getting those who realize, while paying their taxes, that they must pay a fine for not obtaining healthcare coverage in 2014. This could also drive down the uninsured rate through May. Additionally, Medicaid enrollment is not bound by the open enrollment period, which could allow more uninsured to sign up this month — and throughout the year if more states choose to expand Medicaid. So far, Arkansas and Kentucky have seen the most improvement in uninsured rates as a result of expanding Medicaid and using state-run marketplaces.

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03
Mar
15

Small Businesses Prospering. Thanks, ObamaCare

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Amy Lynn Smith: Michigan Small Business Offers Competitive Employee Benefits Thanks To The ACA

Ryan Irvin and Amanda Stitt are the kind of small business owners who want to do the right thing for their employees. But they’re also business owners who need to pay attention to the bottom line. Fortunately, they’re able to do both. The Small Business Health Options Program (SHOP) Marketplace at Healthcare.gov gives businesses with less than 50 employees everything they need to find the right plan for their employees and get them all covered. Last year, Irvin and Stitt — who are married with a baby girl, Amelia — were paying for their own insurance after Stitt transitioned from her previous job to become chief executive officer of Change Media Group. They were also paying the premiums of one full-time employee who purchased her coverage at Healthcare.gov.

But setting up an employer plan through the SHOP Marketplace made a lot more sense, says Irvin. For Amanda, Amelia and myself, we were paying $1,282 in premiums last year. We’ll get to deduct those premiums from our taxes but we won’t get the small business tax credit offered through SHOP. Add on what we were paying for our employee’s coverage and we were paying $1,539 a month. For 2015, with our SHOP plan, we’ll be paying $1,448 a month for our family and that one employee, which is a savings of $100 a month in premiums. Plus, instead of a tax deduction of 25-30% for our premiums we’ll get a 40-50% tax credit to the business for the premiums we pay.

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01
Mar
15

A Tweet Or Two

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Continue reading ‘A Tweet Or Two’

24
Feb
15

A Tweet Or Two

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Perfect response by Zendaya to Giuliana Rancic’s and Kelly Osbourne’s racist comments. She is 18!!! Bravo!

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Continue reading ‘A Tweet Or Two’




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