Your treatment for your sniffles around cats used to be grounds for an insurance company to turn down your business.
Before the Affordable Care Act, treating your pimples could have rendered you uninsurable.
Insurance companies used to be able to reject people—including kids—with asthma.
Because insurance companies considered firefighting to be a “high-risk occupation,” they could include it in their underwriting guidelines as an uninsurable profession.
Here’s The Good News
When you shop on the new marketplace, you won’t be asked if you have a pre-existing condition. Thanks to the Affordable Care Act, you have basic protections from crazy insurance company abuses, and pre-existing conditions are no longer a thing.
It all started with an email invitation. My reaction after opening this message swung from excitement and serious tingling, to disbelief and suspicion. I could not imagine what I had done that was wonderful enough to earn an invitation to the White House for a party. Our team had an event every week, I faithfully listened to briefing calls from our state and national leaders, we had been involved in some innovative projects – but a holiday party at the White house was over the top.
I had fantasized about meeting the President, when he was in the SF area, shaking his hand, mumbling something coherent and trying not to pass out. Going to Washington DC, being able to attend an event at the White House with the President and Mrs. Obama was way beyond anything I had ever imagined.
Then that dark voice that lives in my head began to emerge. I kept looking at the part of the invitation that asked for my social security number and date of birth. Was this just a clever scheme to steal my identity? Drats… I called the number on the invitation but it was an answering machine. I wrote to my Regional Field Organizer asking her if she knew anything about it – Nope. I wrote to another volunteer asking if she had received an invitation, Nada…