Posts Tagged ‘story

11
Oct
14

Thanks To ObamaCare, Happy Dances Are Here Again

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CEB

Sharing my Affordable Care Act (aka Obamacare) recent Happy Dance re: No rate increases for my medical plan for 2015, dental rate decreased, while the Benefit Maximum more than doubled, yea!!). in the last 3 months, I have had a flu shot, a mammogram, and a blood test, all without co-pays. My yearly dental X-Rays scheduled for December is also without any other costs. Finally, the one medication that I take is only 1.81 $ for a month’s supply. When I retired in the summer of 2013, my biggest financial concern was the cost of health care (I am under 65 and single) that I would be directly responsible for for the first time (it was an employee benefit prior to this). It has been manageable so far, thanks, in part, to the ACA. When I received the news that there would be no rate increases for 2015, I was greatly relieved. I love Obamacare and the man who brought it to us. I am always so tickled that the term that the GOPers used as a pejorative, has instead insured that PBO would forever get credit for this law that has begun to transform the health and well-being of our nation.

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17
Mar
14

“I’m One Grateful Old Lady”

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A Word from ’57 and Female’ (comment here)

I am going to be 64 years old in a few months and being self-employed for the last 33 years I have never had one of my medications covered by insurance. Never. Just to stay minimally healthy, my asthma, blood pressure meds and a few others are around $600/month.

We had awful insurance that never covered my asthma until there was no insurance at all for the last decade. I lived in constant fear.

I chose a Gold plan – for my last year and half until Medicare I wanted maximum flexibility and a low deductible: $500 and $3,500 out-of-pocket cap with a large network. I chose a co-op plan. These plans, with no profit incentive, were supposed to be a bridge to something akin to a public option. In the 2012 budget fight, the Republicans won the elimination of these plans from ACA but anyone who had a grant before then was grandfathered in. IL was able to establish an insurance plan/company that will run on overhead similar to Medicare and we all ‘own’ the company.

My premium, after some subsidy, is $558/month. Your age can still be a factor in premium cost, but with a cap. I do have co-pays on my medications – it will be about $140/month. But I’m still only out a little more for truly comprehensive health care than what I was paying retail for my meds before ACA.

To walk up to the CVS Pharmacy counter and give them my card was overwhelming. My $320 asthma med: $70 co-pay. My $160 nasal spray: $30. And so on.

I need to get my first mammogram. I need to go to the gynecologist for the first time in 10 years. When I was sick last week and even the meds from the doctor weren’t working, I knew if – God forbid – I needed the ER because I couldn’t breathe, I could go. I have insurance. I will not be denied, as I was in 1983 because ‘no one develops asthma as an adult’ sayeth BCBS and they wouldn’t pay for my hospital stay.

I’m one grateful old lady.

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26
Dec
13

Linda’s Wonderful Adventure

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Linda (@whatisworking)

It all started with an email invitation. My reaction after opening this message swung from excitement and serious tingling, to disbelief and suspicion. I could not imagine what I had done that was wonderful enough to earn an invitation to the White House for a party. Our team had an event every week, I faithfully listened to briefing calls from our state and national leaders, we had been involved in some innovative projects – but a holiday party at the White house was over the top.

I had fantasized about meeting the President, when he was in the SF area, shaking his hand, mumbling something coherent and trying not to pass out. Going to Washington DC, being able to attend an event at the White House with the President and Mrs. Obama was way beyond anything I had ever imagined.

Then that dark voice that lives in my head began to emerge. I kept looking at the part of the invitation that asked for my social security number and date of birth. Was this just a clever scheme to steal my identity? Drats… I called the number on the invitation but it was an answering machine. I wrote to my Regional Field Organizer asking her if she knew anything about it – Nope. I wrote to another volunteer asking if she had received an invitation, Nada…

Continue reading ‘Linda’s Wonderful Adventure’

04
Jul
12

‘Edward Meagher: A Veteran’s Story’




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