Your treatment for your sniffles around cats used to be grounds for an insurance company to turn down your business.
Before the Affordable Care Act, treating your pimples could have rendered you uninsurable.
Insurance companies used to be able to reject people—including kids—with asthma.
Because insurance companies considered firefighting to be a “high-risk occupation,” they could include it in their underwriting guidelines as an uninsurable profession.
Here’s The Good News
When you shop on the new marketplace, you won’t be asked if you have a pre-existing condition. Thanks to the Affordable Care Act, you have basic protections from crazy insurance company abuses, and pre-existing conditions are no longer a thing.