Posts Tagged ‘small business

13
Mar
15

The Freedom To Pursue Dreams. Thanks, ObamaCare

By Nerdy Wonka 116 Comments
Categories: All Photos and Articles
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Don't Tread ObamaCare

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Amy Lynn Smith: The Affordable Care Act Gives Virginia Woman The Freedom To Pursue Her Dream

Lisa Kaneff has always considered herself a writer. In fact, that’s how she’s always introduced herself to people. But she wasn’t living that dream to the fullest, until the Affordable Care Act (ACA) made it possible. After 12 years in marketing, Lisa says she woke up one day feeling “stuck” in a professional current, just floating along. She didn’t have any debt other than a small student loan, and being in her early 30s she decided the time was right. Lisa, who lives in Virginia, launched her business in March 2014 as a full-time writer. She works frequently with progressive non-profits and politicians. “Writing about candidates that supported the ACA was inspiring,” she says. “I felt like these people were fighting for me, too.”

Lisa has polycystic ovary syndrome (PCOS), a hormonal imbalance that can lead to other health issues if left untreated. She also has a thyroid condition and has had multiple foot surgeries. These conditions require regular follow-up with her doctors. When Lisa tried to apply for insurance during her unemployment, she could not even get bare-bones catastrophic coverage because of her PCOS. A second insurer turned her down for the simple fact that she’d been turned down by the first insurer. Eventually, she was able to get insurance but it didn’t cover much for the price. Thanks to the ACA, everything Lisa needs is covered.

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03
Mar
15

Small Businesses Prospering. Thanks, ObamaCare

By Nerdy Wonka 115 Comments
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Amy Lynn Smith: Michigan Small Business Offers Competitive Employee Benefits Thanks To The ACA

Ryan Irvin and Amanda Stitt are the kind of small business owners who want to do the right thing for their employees. But they’re also business owners who need to pay attention to the bottom line. Fortunately, they’re able to do both. The Small Business Health Options Program (SHOP) Marketplace at Healthcare.gov gives businesses with less than 50 employees everything they need to find the right plan for their employees and get them all covered. Last year, Irvin and Stitt — who are married with a baby girl, Amelia — were paying for their own insurance after Stitt transitioned from her previous job to become chief executive officer of Change Media Group. They were also paying the premiums of one full-time employee who purchased her coverage at Healthcare.gov.

But setting up an employer plan through the SHOP Marketplace made a lot more sense, says Irvin. For Amanda, Amelia and myself, we were paying $1,282 in premiums last year. We’ll get to deduct those premiums from our taxes but we won’t get the small business tax credit offered through SHOP. Add on what we were paying for our employee’s coverage and we were paying $1,539 a month. For 2015, with our SHOP plan, we’ll be paying $1,448 a month for our family and that one employee, which is a savings of $100 a month in premiums. Plus, instead of a tax deduction of 25-30% for our premiums we’ll get a 40-50% tax credit to the business for the premiums we pay.

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19
Jun
14

The President’s Day

By Nerdy Wonka 109 Comments
Categories: All Photos, All Videos and Michelle Obama
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President Barack Obama speaks during a meeting of the President’s Export Council at the White House. Flanking President Obama are Boeing CEO Jim McNerney and Xerox CEO Ursula Burns. The President’s Export Council advises the President on policies and programs that effects US trade performance and promote export expansion

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President Barack Obama speaks about the situation in Iraq, in the Brady Press Briefing Room of the White House in Washington. President Obama said the US will send up to 300 military advisers to Iraq, set up joint operation centers

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President Barack Obama awards the Medal of Honor to retired Marine Cpl. William “Kyle” Carpenter, in the East Room of the White House in Washington. Carpenter took a blow from a grenade to protect a fellow Marine in Afghanistan, sustaining major wounds including the loss of his right eye. He is the eighth living recipient to be chosen for the Medal of Honor for actions in Iraq or Afghanistan

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Retired Marine Cpl. William “Kyle” Carpenter smiles as President Barack Obama speaks at a ceremony awarding Carpenter the Medal of Honor for conspicuous gallantry

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