Posts Tagged ‘healthcare

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05
Dec
14

The Freedom To Retire Early And Have Good Health? Thanks, ObamaCare

By Nerdy Wonka 118 Comments
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Amy Lynn Smith: Obamacare Gives Ohio Man The Freedom To Retire Early And Improve His Health

Jim worked 37 years for the same company, typically putting in 50-hour weeks that included travel and working weekends. It started taking a toll and he says his health began to decline. That’s why he decided to retire at age 59 — something he could not have done without the Affordable Care Act (ACA), also known as Obamacare. “June 28, 2012 was one of the happiest days of my life, when the Supreme Court upheld the Affordable Care Act,” Jim says. “Without the ACA, I could not get insurance at any price because my wife is a cancer survivor — she had leukemia 15 years ago —

and the only way I could get insurance was through work.” His wife’s leukemia was treated successfully and neither one of them has any chronic health conditions, but that didn’t stop insurance companies from turning people away or charging exorbitant prices because of pre-existing conditions before the ACA. Jim retired in March 2014 after doing his homework about the plans available on the insurance Marketplace at Healthcare.gov. The plan Jim chose would have cost $1,200 per month to cover him and his wife, but with a tax subsidy their premium costs just $127 per month.

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17
Nov
14

A Decline In Dangerous Premature Births. Thanks, ObamaCare

By Nerdy Wonka 119 Comments
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Michelle Andrews: Dangerous Premature Births Decline In States That Expanded Medicaid

The percentage of babies born prematurely fell to 11.4 percent in 2013, its lowest level in 17 years, according to an annual March of Dimes report released this week. While many factors contributed to the decline, officials say the health law’s expansion of Medicaid to adults with incomes up to 138 percent of the federal poverty level has played a role. Going forward, other health law provisions will likely contribute to further reductions in preterm births, defined as live births at less than 37 full weeks, women’s health advocates suggest. The health law’s expansion of public and private health insurance coverage to millions of women will likely have the largest impact on reducing preterm births, says Adam Sonfield, a senior public policy associate at the Guttmacher Institute, a reproductive health research and education organization.

Pregnant women who meet their state’s income eligibility standards (typically at or near 200 percent of the federal poverty level, or $23,340), can receive Medicaid services until 60 days after they give birth, but more consistent coverage helps ensure that women are healthy before they become pregnant and that they receive early prenatal care. Other health law provisions will make inroads as well, according to Sonfield, who authored a Guttmacher brief on pregnancy-related services shortly after the law passed in 2010. Maternity and newborn care is now required coverage in plans sold on the individual and small group markets. A range of preventive services must be provided free of charge to pregnant women, including folic acid supplements, smoking cessation counseling, screening for gestational diabetes and prenatal care.

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09
Nov
14

You Don’t Know What You’ve Got Until It’s Gone

By Nerdy Wonka 128 Comments
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@RickStrandlof

03
Sep
14

ObamaCare Has Your Back Even While Changing Jobs

By Nerdy Wonka 146 Comments
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Amy Lynn Smith: Changing Jobs? Obamacare Has Got You Covered No Matter What

The Affordable Care Act gives everyone the freedom to change jobs without worrying about finding affordable insurance, even outside the open enrollment period. When Maria changed from a job that provided health insurance to one that didn’t, she wasn’t worried for a moment about getting covered — even though she has a pre-existing condition. That’s because she knew she could get insurance through the Affordable Care Act (ACA) no matter what. “I didn’t go a single day without coverage because I knew what my new salary would be,” she says.

“I could sign up immediately using the estimator tool based on what my income would be to qualify for a tax credit. I didn’t have to wait for my new job to start, which was awesome.” About eight years ago, she was in a job she hated but couldn’t leave because health insurance was out of reach financially. The best she could do with a pre-existing condition was a catastrophic plan for $75 a month that “covered almost nothing” with a $10,000 deductible. She stayed in that job for a year and a half, a choice she wasn’t forced to make this time.

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